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Borrow and send the money to your e-wallet 4. 85% per month, which is relatively low compared to other instant loans in Kenya. Kopa Loan App – How to Download APP, Apply and Repay. Currently the app supports customers using M-KOPA to finance Samsung and Nokia phones on a Pay-As-You-Go model. To get started, you can Download Apesa loan App from Google play store, create your account and borrow after being awarded with a loan limit. Follow the following steps for the Tala loan app download Kenya today and install the Tala app on your mobile phone: If you are on an android phone, visit Google PlayStore and search for Tala. Launched on 30th November 2022, you can get credit facilities for personal finance, start-up micro-businesses, and SMEs. Select Lipa na M-pesa. This is where the L-Pesa loan app comes into play. 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