As of year-end 2018, American Equity. It is rated highly by the insurer rating agencies, with an A- (Excellent) from A. If you’re still considering the Navigator Elite MVA annuity from. S If you would like to read more of our VOYA Financial annuity reviews here is a link to check out: Voya Life Guarantee Choice Fixed Deferred Annuity . 75% to 6%, depending on your age and the income option. Where this annuity works the best: Considering all of this TIAA-CREF variable annuity’s pros and cons, it could be a good fit: For those who are looking for the opportunity to attain market-related growth. My name is Robert ”Bob” Gardner. The Annuity Gator’s End Take on the Nationwide INCOME Promise Select Annuity Even though an immediate annuity isn’t the right option for everyone, there are some scenarios where it could fit in quite nicely. 0 Where it works the best: You may want to consider the Prudential HDLI v3. This company is known for its strong balance sheet, as well as good, solid capitalization levels and significant earnings base. 2 billion in equity. Initially, he listened to understand my needs, wants, and fears. M. The Annuity Gator’s End Take on the Prudential HDLI v3. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. So, if you would like to learn more, feel free to contact us at (888) 440-2468 , or send us an email by going to our secure online form . What’s Included In This Annuity Ranking Report This Annuity Ranking Report was created using our up-to-date computer models to evaluate hundreds of annuities of all shapes and sizes. For instance, this annuity has ten years of back-end surrender charges. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Although these fees can be steep, they are roughly the same that would be paid to a financial advisor managing stocks. 35%. So in this scenario, you would actually be guaranteed a rate of 4. 1. 35% respectively. The Annuity Gator’s End Take on the SecureOption 3 Annuity from Minnesota Life/Securian Financial Group Where this annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. 5 trillion in total customer assets, and services approximately 26 million individual customers for which it transacts more than 1/2 million. The Annuity Gator’s End Take on the Eagle Life Select 10 Fixed Indexed Annuity Where it works the best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth as versus a regular fixed annuity; Safety of principal; Guaranteed lifetime income We also created an online annuity quiz that over 10,000 people have taken. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up all over the. This is a good example of why consumers absolutely need to run the numbers before moving forward with the purchase of an annuity – as these products will oftentimes take a large percentage of you overall retirement savings, and they are quite difficult to get out. Annuities are a highly unique. S. The Annuity Gator’s End Take on the Fidelity Personal Retirement Variable Annuity Where it works best: There is no one-size-fits-all investment that is right for everyone. Hi Diane – I wanted to follow up with you again and let you know that we have completed our review of the ForeAccumulation ll annuity. I think Mr. Annuity Gator Has Helped Countless Clients All Around The Country Purchase An Annuity. So let’s get started! When going online to get annuity education and information, what you’ll find is that most of the websites are run by annuity agents. The money in this annuity – as with other types of deferred annuities – grows on a tax-deferred basis. Despite the current volatility in the market and the low. The opportunity for additional, index-linked. 60% a year, and the maximum annual fee for the life of the contract is 2. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. These begin in Year 1 at 9%, and they gradually grade down to . The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. The Annuity Gator’s End Take on the Guggenheim Highlander Fixed Indexed Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime income – with income guarantee The Annuity Gator’s End Take on the MassMutual RetireEase Immediate Fixed Income Annuity Where it works the best: While immediate annuities are definitely not the ideal solution for everyone’s needs, this product could fare well for you if you are seeking: The traditional way to get an income from a stock and bond portfolio is to make automatic withdrawals. Your choice of interest rate guarantee periods. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Throughout the years, this insurer has grown and expanded, both in terms of client base and assets under management. 2. We can be reached by phone at (888) 440-2468 and via email by going to our secure online contact form. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Use the form on our website and one of the AnnuityGator. Adam Grubius LICENSED ANNUITY ADVISOR. According to the Allianz Life 360 Annuity brochure, a surrender charge may also be assessed to you if you begin your income stream prior to the sixth contract year in which you have the annuity. The growth component of a Protected Growth Annuity is tied directly to market indexes like NASDAQ, DOW, and S&P 500. The company states that annuities are generally best for investors between ages 50-75 with at least $100,000 in retirement savings. Featured. That’s why we work with consumers to help them better understand how annuities work, and how certain annuities may or may not be right for particular goals and needs. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Best (as of June 2018) and an A- (Strong) from Standard & Poor’s. Best, and an A- (Strong) from Standard & Poor’s. Basically, it has an option that tracks 4 different equity indexes and after a year is complete it “looks back” at the four and allocates your money retroactively toward the index that performs the best. American Equity Investment Life offers a variety of annuities, including: Fixed Fixed Index Immediate Traditional fixed annuities can help you to. My name is Terry Ciotti, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator. Identify the long-term impact of your annuity fees (on your annual returns, initial deposit, and income). Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. We. I help clients all over the country find ways to. Once the rate guarantee period has elapsed, the annuity owner will usually have the option to re-invest for another pre-determined period of time (at a new rate of interest). Where it works best: A place to grow money tax deferred for someone already taking advantage of the maximum IRA and 401(k) amounts. We look forward to helping you protect the ones you love with your own unique legacy. These charges will start at 9% and grade down each year until year ten. M. These indexes serve as benchmarks for market growth and determine the annuity’s returns during the contract term or term length. The Annuity Gator’s End Take on the F&G Next Generation Accumulation Annuity – Power Accumulator Where it works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principalThe Annuity Gator’s End Take on the Midland National Life Paragon Plus 14 Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate. In 2018, on top of the $18,000 regular limit to a 401 (k) plan, workers 50 and older can add an additional $6,000 per year in catch-up contributions. We look forward to assisting you. 0 Optional Income Benefit If you are seeking a guaranteed income for life, then the MyPath Ascend optional income benefit rider may be a viable choice for you. So in this scenario, you would actually be guaranteed a rate of 4. We are a team of annuity and retirement income experts, and we can help you to compare your options and narrow down which – if any – annuity is right for you. (Although up to $35 can be waived with net premiums paid or a policy value of $50,000 or more – and up to $50 can be waived if your policy value is $250,000 or more). This means that the interest rate you choose will be guaranteed until the end of the initial guaranteed option period. The Annuity Gator’s End Take on the Ultra-Premier 7 Annuity from United of Omaha Where it works best: While this particular annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: Guaranteed growth for a set period of time (in this case, for 7 full years)Annuity Gator is made up of a team of annuity and retirement income planning experts. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a. The Annuity Gator’s End Take on the NCIT – American Funds Lifetime Income Builder TDS The NCIT – American Funds Lifetime Income Builder is a new, hybrid financial vehicle. You can compare and research over 100 retirement annuities without meeting with a sales agent, and get personalized and customized strategies based on your goals and needs. The broker openly acknowledges that annuities aren’t for everyone. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time) The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. Like most “report cards,” this grade is on a scale of A through F – so at the moment, there are at least a few areas where Athene needs to do some work. So, in order to find the one that may be best for you, it is recommended that you discuss all of your potential options with an annuity specialist. The Annuity Gator’s End Take on the Transamerica Income Edge 1. The Annuity Gator’s End Take on the American Equity Bonus Gold Annuity Review Where it works best: For producing a reliable, “pension-like” guaranteed income stream (although there are other annuities with. We met several times by phone and Zoom meetings, and he walked. schedule your web demo. Annuity Gator is a website that helps you compare and choose annuities from different providers. As a source of guaranteed income delivered by a reputable company. Before purchasing any investment product be sure to do your own due diligence and consult a properly licensed professional should you have specific questions as they relate to. As with other variable annuity products, there are also additional charges, based on the underlying investments that are selected. After waiting 20 minutes, I called in to inquire what was going on, and then about 1/2 hour later, Brian called acting as if nothing were wrong. Ouch. The Annuity Gator’s End Take on the Pacific Life Frontiers ll Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If you plan to use the lifetime income feature;At Annuity Gator, we focus on educating consumers and financial professionals on how annuities work, and where they may – or may not – fit in an individual’s portfolio. So, if you have questions – or if you’d like to discuss whether or not an annuity is right for you – contact us at (888) 440. The Annuity Gator’s End Take on the AXA Investment Edge Variable Annuity Where it works best: When considering the AXA Investment Edge annuity, it can oftentimes work the best in situations where an investor has already “maxed out” his or her employer-sponsored retirement plan and/or IRA accounts and still wants the ability to invest in. At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The future results can be an essential factor, though, as they can ultimately make a difference in how your annuity performs – and in turn, how much income you can garner from the annuity in retirement. The company is considered to be strong and stable financially, and because of that it has earned an A- (Excellent) rating from A. But, if you are leaning towards the Northwestern Mutual Fee Based Select Variable Annuity, then it could be a viable option for you if you are seeking. M. So, at that time (fall 2021), there is no track record on which to base its performance. 0 Fixed Index Annuity with Income Rider 1: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal The Annuity Gator Podcast “Our podcast features ideas, tips and tricks to help you achieve your dream retirement. 12:36 PM, 16 June 2017 . I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. We have been at this for quite a while now – far longer than our competitors have – even though there are now a number of “copycat” websites that are popping up. Protection from loss in a down market. This annuity requires a minimum initial purchase payment of $25,000 with minimum subsequent premium payments of at least $1,000. The Annuity Gator’s End Take on the Global Atlantic ForeAccumulation ll Fixed Indexed Annuity. This annuity allows you to turn a lump sum of money into a steady income stream right way. Where it works best: For producing a reliable, “pension-like” guaranteed income stream. In addition, there is an annual service charge of $35, up to a maximum of $50. The Annuity Gator’s End Take on the Allianz Master Dex 10 Fixed Indexed Annuity Where it works best: This annuity may work the best if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirementAt Annuity Gator, we focus on educating consumers (and financial professionals) on how annuities work, and where certain types of annuities might fit into an overall retirement plan. Annuity Basics. The annual charges for these are 0. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. That’s where the Annuity Gator comes in. In the case of the Polaris Platinum III, the rate is a generous 6% guaranteed annually. The Annuity Gator’s End Take on the Pacific Life Expedition Fixed Deferred Annuity Where it works the best: The Pacific Life Expedition Fixed Deferred Annuity, while not for everyone, could be a good option if you are seeking: A guaranteed rate of interest for a set period of time (in this case, either 5 or 7 years)Opening Thoughts on the Principal Preferred Series Annuity. Consultations with the company are free. Annuity Gator provides in-depth education about annuities to consumers and financial professionals, making these complex financial vehicles much easier to understand. The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 7 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that. The Annuity Gator’s End Take on the Lincoln Financial MYGuarantee Plus Deferred Fixed Annuity Where it works the best: If you want to lock into a set interest rate (for a set period of time) If you want to ensure that your principal is safe; If. 20% for a single Life or 2. Annuity Gator exclusively works with a select group of vetted, independent advisors that specialize in delivering sound retirement planning strategies and unbiased annuity. The Annuity Gator’s End Take on the Thrivent Financial Security Plus MYGA Annuity Where it works best: This particular annuity will typically work the best if you are looking for: A short-term interest rate guarantee (in this case, the first two years) Safety of principal;The Annuity Gator’s End Take on the Fidelity & Guaranty FG Guarantee Platinum 3 MYGA Annuity Where this annuity works best: Just like all products and services, there can be some pros and cons, meaning that the item or service may work quite well for some, and not-so-well for others. My name is Matthew Taub. Annual withdrawals of 3. With a retirement annuity, you can grow your savings on a tax-deferred basis. The Annuity Gators End-Take on the Nationwide Destination C Variable Annuity. 8 VERIFIED COMPANY annuitygator. 6:01 AM, 22 March 2019 . So, if you are still considering the. A Fixed Index Annuity (FIA) is a simple contract between you and an insurance company, but it’s often called a hybrid annuity. The Annuity Gator’s End Take on the Security Benefit Secure Income Fixed Indexed Annuity Where it works the best: This annuity could work for you if you are looking for: Safety of your principal – regardless of what occurs in the market; The opportunity for index-linked growth; Guaranteed lifetime income in retirement Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. In addition, based on the Wink Sales Rankings, Equitable’s Secure Savings 5 annuity was #1. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. My name is Ryan McNeill. For investors who have an amount of money they want to pass on to their family while avoiding the expense of probate. At Annuity Gator, our focus is on educating consumers and financial advisors on how annuities work, and how they can be incorporated into a tax-advantaged savings and a retirement income plan. [/desktoponly] Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal. If you’re still considering the Farm Bureau Select IV New Money 4. We have been at this for a number of years now, and quite a bit longer than any of our competitors out there – and because of that, we’ve become a known and trusted source of annuity information. The Annuity Gator’s End Take on the Security Benefit ClearLine Fixed Index Annuity: Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity Safety of principal Lifetime incomeHow USAA Describes the EGA Annuity. At Annuity Gator, we are a team of experienced financial and annuity professionals who specialize in providing in-depth, and unbiased, annuity reviews on the Internet. Fixed index annuities are a type of fixed annuity. The Annuity Gator’s End Take on the Great American Index Summit 6 Annuity Where it works the best: If you want the opportunity for a higher return than a regular fixed annuity; If you have a higher risk tolerance; If you plan to use the guaranteed income feature; Where it works the worst: If you want principal protection for all funds in the. This can come from personal (non-qualified) funds, or you can use qualified dollars that are rolled over from an IRA or employer-sponsored retirement plan. The Annuity Gator’s End Take on the Transamerica Vanguard Variable Annuity Where this annuity works the best: For those who are looking for market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assets; Where this annuity works the worst: For those who have a low-risk toleranceAnnuity Gator. The fees that are paid for an annuity are absorbed by the dividends they pay and are only apparent if you go looking for them. Again no pressure to buy anything. Guaranteed lifetime income in retirement. How to get guaranteed increasing income for the rest of your life. Downside protection. 0 Annuity Where this annuity works best: This annuity could be a viable option for you, provided that you: Are seeking the opportunity for higher return; Have a high tolerance for risk; Want the ability to boost your lifetime income in retirement The Athene Ascent fixed indexed annuity is primarily designed for those who will need income in ten years or more, and who want to obtain guarantees with growth potential. We have compiled the current annuity rates from top-rated insurance carriers that provide income now, income later, or are designed to securely grow your. At Annuity Gator, our mission is to educate consumers (as well as financial advisors) about how these financial vehicles work, and how they can provide you with a steady and reliable income source. Nationwide has a history of strength that has lasted for more than 90 years, and today it is one of the largest insurance and financial services companies in the world. We can help you with the following three areas: 1). ”. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Since its inception, this company – which began as a family-owned entity in Lansing, Michigan – has grown into a multi-billion dollar insurance carrier. Learn More About Me. In this example, it is assumed that $100,000 is contributed to the MEMBERS Index Annuity up-front and that the index has a cap of 7%. This annuity is available to applicants who are up to age 85, and the annuity allows a minimum premium of $5,000 and a maximum of $500,000. This means that regardless of future economic conditions. We offer this testing for free at Annuity Gator. This quiz takes about 30 seconds to fill out and will help you identify which type of annuity may be right for you. What's the biggest question that you have about annuities? *. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. Learn More About Me. My name is Jason Siebert. The Annuity Gator’s End Take on the Mass Mutual RetireEase Choice QLAC Where it works best: Although the Mass Mutual RetireEase QLAC may not be right for everyone, this product could be a good option for those who: Are anticipating a long life; Require an income source later in life; Want to ensure that a spouse has guaranteed income later in. How to get guaranteed increasing income for the rest of your life. Competitive interest rates. The Lifetime Income Benefit with the IAV rate of 5. The product literature for the Reliance Standard Life Apollo MVA annuity describes this product as being “a smart choice for safety conscious individuals seeking financial security. Overall, given the low return that the Allianz 222 annuity has produced of. My name is Andrew Wallop. The Annuity Gator’s End Take on the Upstream Life Secure Foundation Annuity Where this annuity could work best: Principal protection for a pre-set period of time – no matter what takes place in the stock market; Guaranteed lifetime income stream; Guaranteed interest rate protection (also for a specific period of time)The Annuity Gator’s End Take on the American Equity Guarantee 5 Multi-Year Guarantee Annuity Where this American Equity annuity works best: Just like all product or service offerings, there will usually be some pros and some cons with annuities, meaning that the item or service may work well for some, and not-so-well for others. Learn More About Me. At Annuity Gator we work for you, the investor, so our advice comes to you unbiased. I help clients all over the country find ways to generate more retirement income and see how to grow and protect their money during these turbulent times securely. Where it works best: The American National Palladium Century 1 fixed annuity will generally work best for those who are looking for: Safety/protection of principal. This seemingly endless stream of annuity. The Annuity Gator’s End Take on the American General Power Advantage 10 Fixed Index Annuity Where it works best: This annuity will typically work the best for those who are seeking: Safety of principal; The opportunity for additional, index-linked growth; Guaranteed lifetime income in retirement; Where it works worst:Opening Thoughts on the Perspective II Variable Annuity. 50% in Year 10, until they reach 0% in Year 11 and thereafter. Annuity Gator connects its customers to a wide range of annuity providers. My name is Barbara Halperin, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The insurance company that offers the annuity that you select will then compensate us for helping you find the right annuity. Better to lock in a guaranteed lifetime income. 00%. The Annuity Gator’s End Take on the AXA Structured Capital Strategies Variable Annuity Where it works best: When considering the AXA Structured Capital Strategies annuity, it can often work best in scenarios where an investor wants to be invested in the market, but yet is concerned with taking on too much market risk. That is because the Allianz MasterDex X annuity, even with the Simple Income Rider, will not likely produce much more than a 5% return overall. What's the biggest question that you have about annuities? *. send a question. At Annuity Gator, we are a team of experienced financial experts who are dedicated to helping you decode the complicated world of annuities. Independent annuity professionals provide honest. The representative also went into detail and explained to me the pros and cons of my annuity. If you would like to see what is possible for you in terms of generating retirement income, based on your intended retirement age, feel free to contact the specialists at Annuity Gator by calling (888) 440-2468 or by. Annuity Gator customer service is available. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. The Annuity Gator’s End Take on the Athene Ascent 10 Bonus 2. We have been doing this for quite a few years now – far longer than our competitors. Opening Thoughts on the Nationwide Trio Select Plus 1 Year Annuity. The Annuity Gator’s End Take on the Atlantic Coast Life Safe Haven 5 Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. 0 out of 5. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. But it will typically work the best for those who are seeking the following attributes:The Annuity Gator’s End Take on the Lincoln Impact Advantage Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal; Guaranteed income in retirementWhile an annuity can provide you with a stable income source in retirement, not all annuities operate the same. Learn More About Me. The Annuity Gator’s Take on the American Equity Foundation Gold Annuity Where it works best: For instance, if the participation rate is 80%, then your annuity will only be credited with 80% of the return on the index. Independent & Objective Reviews on Annuity InvestmentsAnnuity Gator | 88 followers on LinkedIn. So, if you would like to get a better. However, they differ from regular fixed annuities in the way their return is determined. Many indexed annuities will actually allow you to track multiple indexes from a list of options. The Annuity Gator’s End Take on the American National Strategy Indexed PLUS 7 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a. Penn Mutual Insurance Company describes the Premier annuity as a type of retirement plan that includes the following benefits: Strong retirement savings growth potential. My name is Donna Lee. I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. Guaranteed income throughout retirement. 55%. Our team of experienced financial professionals is dedicated to doing the work of investigating the terms, fees, and costs of annuity investments being sold today and then explaining these complicated investments in a way that. With more than 58% of United Heritage’s overall. Barclays U. Buffer annuities allow you to take part in the growth of one or more underlying market indexes (such as the S&P 500), while at the same time keeping your account from incurring a set amount of loss. Despite the current volatility in the market and the low. Annuity Gator specializes in helping Americans financially prepare for retirement with the proper use of annuities and income planning strategies. Athene USA serves customers in all 50 of the United States. Annuity Gator helps people research and compare annuities with free information and advice from licensed professionals. That is because you can count on a set amount of income for as long as you need it – no matter how long that may be. Our primary mission at Annuity Gator is on educating consumers about whether or not annuities may be a good fit for retirement planning – and if so, which annuity may be best. This annuity offers a unique advantage – particularly if the Income Aspect Income Rider is added, which can offer the power of a 10 percent simple interest crediting rate. When the underlying index performs well, a. Annuity Gator is an annuity marketplace, allowing customers to compare to annuities to find the best option. The Annuity Gator’s End Take on the AIG / American General American Pathway Annuity Where this annuity works best: This annuity may be a good product for those who are looking for the following benefits: A fixed rate guarantee. Here you’ll find resources to help you retire with confidence. Fixed annuities like the Secure Legacy MYGA product offer a great deal of certainty, even in an uncertain financial world. 5 billion in assets, and had nearly $13 billion of total life insurance in force. The Annuity Gator’s End Take on the Jackson National Perspective L Series Variable Annuity Where it works best: When considering the Jackson National Perspective L Series annuity, it can typically work best when an investor wants to be invested for market growth – and wants the ability to diversify – and still wants the opportunity for. The Annuity Gator’s End Take on the Farm Bureau Select IV New Money 4 Multi-Year Guarantee Annuity Where this annuity works best: Just like all products, there can be some pros and cons, meaning that the item or service may work well for some, and not-so-well for others. We also offer in-depth details and reviews on hundreds of annuities in our annuity review database. I help clients all over the country find ways to generate more retirement income and see how to securely grow and protect their money during these turbulent times. Headquartered in Newport Beach, California, Pacific Life. With the Elite Access Advisory annuity from Jackson National, you will run into a number of charges, which in turn can have a negative impact on your overall return. Rather, it will simply be credit with 0% for that period. TIP: Only one kind of annuity invests in mutual funds: the variable annuity. My name is Mike Kalisch, I specialize in helping Americans financially prepare for retirement with the proper use of annuities. With more than $9. If you want to learn modern approaches to protect and grow your retirement savings and ensure that. Despite the current volatility in the. Upstream Life is headquartered in Dallas, Texas. 4 Comments . Best and a Long-Term Issuer Credit Rating of bbb+. This is the place to go if you are looking for comprehensive and up-to-date information on the kinds of annuities sold to investors today. Despite the current volatility in the market and the low. 40%. Where the New Heights 10 annuity works the best: Although this fixed indexed annuity offers many nice benefits, it will typically work the best for those who are seeking the following attributes: Safety of principal. Annuity Gator sent 3 emails to confirm my phone appointment, but when the time came, their agent totally forgot about it. On the company’s website, the Security Benefit Secure Income Annuity is defined as a flexible premium deferred fixed indexed annuity that is available to individuals up to age 80. That being said, there are still some ways to determine whether or not to. Annuities are a unique. have an annuity question? Our Advisors. The company is highly rated through the insurer ratings agencies, which includes a (n): A- from A. The Annuity Gator’s End Take on the North American Prizm Plus 14 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher. There are also fees involved if you choose the Lifetime Income Benefit and Wellbeing Rider options. There are some other key features to consider with the. Learning about how annuities work is essential for determining whether or not a. We can be reached by phone at (888) 440-2468 , or by sending us an. The company is not an annuities broker and it’s not an insurance company. (Then, following the initial guaranteed option period, renewal interest rates. At the 15 year mark, you would have received a total of $77,000, and at the 20-year mark, you would have received just over $103,000. Hi Ken – Thank you for your comment. For instance, the Better Business Bureau has given Athene an overall grade of C-. My name is Zach Poitra. The Annuity Gator’s End Take on the Lincoln Financial Lifetime Income Edge Fixed Index Annuity Where it works best: The Lincoln Financial Lifetime Income Edge Fixed Index Annuity may be a viable option for you if you are looking for: Protection of your principal; The potential for higher growth; A lifetime stream of guaranteed income The Annuity Gator’s End Take on the AXA Retirement Cornerstone Variable Annuity Where it works best: If you are considering the AXA Retirement Cornerstone annuity, it may work best for those who want to be invested for market growth – and also want the opportunity to diversify funds – along with having the opportunity for retirement. The Annuity Gator’s End Take on the Prudential Premier Retirement B HDI v3. We look forward to hearing from you. Annuity Gator Annuity Gator Reviews 350 • Excellent 4. The Annuity Gator’s End Take on the Kansas City Life GrowthTrack Flexible Deferred Fixed Annuity Where this annuity works best: While it admittedly has a few flaws, the GrowthTrack Flexible Deferred Fixed Annuity from Kansas City Life Insurance Company could still be a viable option for those who are seeking the following benefits:Throughout the years, the company has merged and grown into a large insurance and annuity marketplace that now generates in excess of $250 million in new premiums each year, and (as of year-end 2018), held more than $530 million in total assets. 8 350 total 83% 5% 2% 2-star 2% 1. Despite the current volatility in the. We Investigate Annuities So You Don’t Have To. | Read 141-160 Reviews out of 3431 review US Feb 5, 2021 Invited Hidden costs and fund participation rate variances explained by Annuity Gator Initial contact was expedient. 50% in Year 10, until they reach 0% in Year 11 and thereafter. The Annuity Gator’s End Take on the Pacific Life Pacific Index Foundation Fixed Index Annuity Where it works best: The Pacific Index Foundation fixed indexed annuity could be a viable choice for you if you are seeking the following: Protection of your principal; The potential for higher growth than with a regular fixed annuity or CDThe Annuity Gator’s End Take on the Midland National Dynamic Choice 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime income in the futureThe Annuity Gator’s End Take on the Sentinel Security Life Guaranteed Income Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Guaranteed lifetime income; Safety of principal; Slow and steady growth over time; Where it works the worst: This annuity may not be an ideal fit if you:At Annuity Gator, we are a team of experienced financial and annuity professionals who focus on providing in-depth, and unbiased, annuity reviews on the Internet. One thing not discussed in the report though is the real reason to use annuities (for some investors): to get a guaranteed lifetime income they cannot outlive . Here, this annuity charges additional fund platform fees that can range from . The contract also offers a 2% interest bonus in the first contract year and a 1% interest bonus in the second. Our primary focus is on helping consumers and financial advisors to better understand how these products work, and where annuities may or may not fit in the overall planning process. 00%. Where it works best: This particular annuity will usually work the best for those who are looking for: The opportunity to obtain a higher rate of growth than that of a regular fixed annuity; Safety of principal; Lifetime incomeIndexed annuities are a special type of insurance and income-producing financial vehicle. The Annuity Gator’s End Take on the Guarantee Income Life Insurance Company’s FlexPlus 5 Deferred Annuity Where this annuity works best: While this annuity may not be right for everyone, it could be a good alternative for those who are seeking the following benefits: Guaranteed growth; Protection of principal; Lifetime income in retirementGet free annuity feedback and guidance instantly without having to talk to a high-pressure sales agent. (888) 440-2468. An annuity is designed to give you income. The Annuity Gator’s End Take on the Allianz 222 Annuity with Protected Income Value (PIV): Where it works best: For producing a reliable, “pension-like” guaranteed income stream / lifetime withdrawals (although there are other annuities with higher guaranteed income at this time) Annuity Gator pledges only to recommend annuities that are the right fit for your retirement funding and circumstances. Annuity Gator Terry Heys, CEO of Annuity Gator This is where text would go about annuities and explaining the video telling people why annuities are the way to. As with other annuities, you can “annuitize,” (convert over to an income stream) the 6-year Protected Advantage annuity and. I specialize in helping my clients financially prepare for retirement with the proper use of annuities. Independent Review of the Voya Life Guarantee Choice Fixed Deferred Annuity . The amount of this charge will depend on the interest rate guarantee that is chosen – either a 5-year, 7-year, or 10-year. Plus, if you withdraw funds from the annuity when you are under. The Annuity Gator’s End Take on the Lincoln Life OptiBlend 5 Fixed Index Annuity Where it works best: This particular annuity will usually work the best for those who are looking for: Safety of principal The opportunity for index-linked growth Guaranteed lifetime income in. Welcome. We strive to create unbiased, yet highly comprehensive, annuity reviews – and we have been at this for far longer than most of those “copycat” websites out there. OneAmerica/The State Life Insurance Company describes the Annuity Care ll as a guaranteed interest rate annuity that is combined with the protective elements for end of life care. But the tradeoff here is these riders oftentimes require an added expense. The Annuity Gator’s End Take on the Nationwide New Heights 9 Fixed Indexed Annuity Where it works the best: The Nationwide New Heights 9 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growth; A lifetime stream of guaranteed incomeThe Annuity Gator’s End Take on the Knights of Columbus Flexible Premium Annuity Where it works best: This annuity will typically work the best for those who are looking for: Safety of principal; Guaranteed lifetime income; Where it works the worst: This particular annuity may not be an ideal fit for you if you:The Annuity Gator’s End Take on the Northwestern Mutual Flexible Payment Variable Annuity – Account C Where this annuity works the best: For those who are looking for the opportunity to attain market-related growth; For those who are seeking lifetime income; For those who are seeking a way to diversify their assetsThe Annuity Gator’s End Take on the Delaware Life Target Income 10 Fixed Index Annuity Where it works best: Although this annuity may not be ideal for everyone, it could be a nice option if you are seeking the following features: The option for market index-linked growth; Protection of your principal – in any market conditionsThe Annuity Gator’s End Take on the Income Outlook Plus 5 Rider Where it works best: In the case of the Income Outlook Plus 5, it could be beneficial for those who: Plan to hold their annuity in the accumulation period for a longer period. They use a combination of. Founded in the late 1800s as an insurance company, The Principal has grown and expanded exponentially over the years. The Annuity Gator’s End Take on the Great West Smart Track Advisor Variable Annuity Where it works best: The Smart Track Advisor Variable Annuity from Great West Financial can be a viable option for those who: Are seeking the opportunity for a higher rate of return; Have a higher risk tolerance, and can better endure the ups and downs of the. Dynamic Balanced Index II May 2016 – April 2017. Hagin . On the USAA website, the Extended Guarantee Annuity is described as a deferred fixed annuity product where you can put in a lump sum of money and earn a guaranteed interest rate for a certain period of time. 85% and 0. The smart way to get honest annuity guidance. A 200% guaranteed withdrawal benefit that guarantees to double your income, provided that you wait until the later of 12 years or age 70 to begin taking your withdrawals. The company offers more than. com team members will personally. In reality, the only way to know if this annuity is a good fit for your specific situation is to have it tested. As of year-end 2018, The State Life Insurance Company held roughly $8. That’s where Annuity Gator comes in! At Annuity Gator, our primary mission is on educating consumers – as well as financial advisors – on how annuities work, and whether or not one may be the right choice. 6%, with an account value of $110,000, which gives you an annual income for life of $5,160. Read customer reviews of their agents, products, and services on Trustpilot. Annuity Gator. Best, and an A- (Strong) from Standard & Poor’s. My name is Ryan Smith, and I specialize in helping my clients financially prepare for retirement, which often includes the proper use of annuities. I help clients all over the country find ways to generate more retirement income and see how to securely protect their money during these turbulent times. You could also be subject to an annual maintenance fee of either $50 or 2% of the account value – whichever amount is less. 0 is a 6-year annuity that offers investors several different time periods to choose from in terms of generating potential return and protection. This includes comparing different annuities side-by-side – and we. So, if you’d like more information on whether or not an annuity is right for you, feel free to reach out to us directly by phone at (888) 440-2468 , or. Learn More About Me. Based in Boston, this large financial services company holds (as of September 30, 2017) roughly $6. The Annuity Gator’s End Take on the Midland National MNL Guarantee Ultimate ll 5 Year Annuity Where it works best: This particular annuity will typically work the best for those who are looking for the following benefits: A short-term interest rate guarantee – in this case, five years; Safety of principal; Guaranteed lifetime incomeThe Annuity Gator’s End Take on the Securian MyPath Ascend 2. 0 Where it works the best: You may want to consider the Prudential HDLI v3. Annuity Gator educates investors on the benefits and advantages of choosing to invest in annuities. It may take a couple of days to be placed on our site, so please check back later this week or early next to read over the information on this. The Capital Bonus 2 Fixed Annuity is described by Horace Mann as a fixed product that offers non-guaranteed interest bonuses in the first two contract years. This annuity tracks the S&P 500 index. The Annuity Gator’s End Take on the Great American Landmark 3 Fixed Index Annuity Where it works the best: Although this annuity comes with a number of nice benefits, it will typically work the best for those who are seeking the. This rate is declared by the offering insurance company, and unlike a variable annuity or an indexed annuity, the return on a fixed index annuity is not tied to the performance of the stock market or an underlying market index like the S&P 500. Feel free to contact us directly by phone at (888) 440-2468 and chat with one of our annuity specialists. If you’re still considering the Farm Bureau Select IV New Money 4. The Annuity Gator’s End Take on the Brighthouse Income Annuity While an immediate annuity may not be right for everyone, the Brighthouse Income Annuity could be a good option for you if you are seeking the following benefits: >A reliable income stream right away (or one that starts relatively soon after purchasing the annuity). My name is Robert ”Bob” Gardner. 0 if you: Own, or plan to purchase, an associated Prudential Premier variable annuity; Are looking for a way to attain guaranteed income for your life, no matter how long that may be American Equity Investment Life Insurance Company, the parent company of Eagle Life Insurance Company, has a strong financial footing, with more than $53 billion in assets. The minimum rate of return on the Horace Mann Capital Bonus 2 annuity is 1%. We can be reached via phone, toll-free, at: (888) 440-2468 , or you can send us a message through our secure online contact form to schedule a time to chat with one of our retirement income. An amount is automatically withdrawn from your portfolio annually, usually 4 percent, and this amount is increased every year for inflation. This is particularly the case with indexed annuity products like the Allianz 222, as they tend to have a lot of “moving parts”. I specialize in helping Americans financially prepare for retirement with the proper use of annuities. The Annuity Gator’s End Take on the American Pathway SolutionsMYG Annuity from AIG / American General Where it works the best: This annuity could be a good option for those who are seeking the following: A fixed rate of interest over time; Safety of principal, regardless of what happens in the market;The Annuity Gator’s End Take on the Midland National Life LiveWell Fixed Index Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;The Annuity Gator’s End Take on the Midland National Life MNL Endeavor Fixed Indexed Annuity Where it works the best: The Midland National Life MNL Endeavor 8 fixed indexed annuity may be a viable financial option for you if you are looking for the following features: Protection of your principal; Potential for higher growthThe Annuity Gator’s End Take on the Bankers Life & Casualty Premium Bonus IA Annuity Where it works the best: This annuity could be a good option for you if you are: Looking for a set amount of guaranteed income in retirement; Seeking protection of premium against losses due to market downturns and fluctuations;My name is Marcus Brutoco. If you don’t have access to a 401 (k), you can still build wealth like a millionaire if you utilize best financial practices. Annuities can be complex. Initial contact was expedient. We can help you with the following three areas: 1). Jackson National Life Insurance Company has been in operation since 1961. Despite the current volatility in the market and the low interest. Annuity Gator. Nobody likes that. The Annuity Gator’s End Take on the Protective Life Insurance Company’s Income Creator Annuity. The Annuity Gator’s End Take On Preference Plus MetLife Variable Annuity Where it works best: For producing a reliable, “pension-like” guaranteed income stream (so long as “Fixed Income” option is elected to guaranteed a consistent income payout) For producing an income for life that cannot be outlived by a surviving spouse According to the Allianz Endurance Plus Annuity Product Profile, this is a fixed indexed deferred annuity that offers a bonus and enhanced interest that is added to the product’s Enhanced Withdrawal Benefit (EWB) value. The Annuity Gator’s End Take on Canvas Annuity At Annuity Gator, we feel that annuities are good financial options – provided that they are purchased for the right reasons. Despite the current volatility in the market and the elevated. The Annuity Gator’s End Take on the Guggenheim Preserve 9 Year Multi-Year Guarantee Annuity Where this annuity works best: While the Guggenheim Life Preserve 9 Year Multi-Year Guarantee annuity may not be right for everyone, it could be a good option for those who are seeking the following benefits:The Annuity Gator’s End Take on the VALIC Power Index Elite Fixed Indexed Annuity Where it works the best: As an index-linked deferred fixed annuity, the VALIC Power Index Elite annuity could be a good fit for those who: Have taken early retirement and received a lump sum distribution;Learn More About Me. 2 Living Benefit Rider The Transamerica Income Edge 1. Annuity Gator is a trusted source of independent and transparent annuity guidance and recommendations. Annuities are not usually associated with the best way for that. And, because of the in-depth reviews that we provide, we have become a highly. product was identified and. The Principal Financial Group (often simply referred to as The Principal) is a global financial investment management leader that is headquartered in Des Moines, Iowa. Our annuity ranking software will help you compare the best annuities for retirement and recommend a customized annuity strategy, so you can get the most bang for your buck.