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The residents identify as being 52% male and 47% female. You can personalize your quote online or contact an agent to help you create a Personal Price Plan® of insurance coverage that is affordable for you 1. The average car insurance rate in Springfield, Illinois, is $1,251 per year. Rhode Island's average full-coverage car insurance rate is $198 per month. The Zebra's key takeaways about car insurance in Dallas: The average cost of a car insurance policy in Dallas is $1,170 per six-month policy — $195 per month. Car insurance insurance ZIP code. Request a Quote. Company. Travelers also offers the cheapest car insurance in Michigan, with average state rates of $101 per year, slightly lower than in Sterling Heights as of October 2022. It's worth noting that this is still cheaper than the national average rate of $1,529. PAYMENTS ONLY ADDRESS*: PO BOX 419175 Boston, MA 02241-9175 *Any correspondence should be sent to the address listed at the top of your bill. Chicago, IL 60613. 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