While embedded payments offer a more seamless experience but come with higher upfront costs, integrated payments might be more cost-effective initially but consider the long-term costs of maintenance and updates. FieldRoutes has amazing software for field service companies such as pest control, lawn, and pool companies. One viable way to actualize this system is by employing a payment facilitator, a method used by most independent service vendors to generate revenue from the payment facilitation. Payment Facilitator. Determining the optimal model for a platform entails analysis of the benefits, total cost of ownership, and risks. Activation and training team: For help getting started using your payment equipment, call 1-866-451-4007. Of the ongoing innovation, here are four key cross-border payments experiences accelerating into the digital age. Fortis is a registered ISO of Fifth Third Bank, N. At a Glance. The WBG has also played a crucial role in facilitating timely and efficient cash transfers during emergencies and crises, most recently during the Ebola crisis in West Africa. GUIDE TO PAYMENT FACILITATION OPTIONS Embedding payments into your platform FIND OUT WHAT’S BEHIND THE BUZZ How involved should you be in payments? When faced with the multitude of challenges during hypergrowth, you might be tempted to take a hands-of approach to payments integration. It’s safe to say becoming a payment facilitator is a highly complex and resource-intensive process. If you’re new to it, the lure of payments revenue –. But the payment functionality was loosely integrated. xiii), thereby supportingThe Public Financial Management System (PFMS) is a web-based online software application developed and implemented by the Controller General of Accounts (CGA), Department of Expenditure, Ministry of Finance, Government of India. Utilize these metrics to hone your integrated payments revenue success. Payment Facilitation. 5 per cent higher than the global average. Over the past several months Fortis has brought payment facilitation and new vertical capabilities to market, expanded into Canada and launched over a dozen new integrated software partnerships. ( EPAY ), Coupa Software Inc. News. The fastest growth in global embedded payments in the coming years will be in the Asia Pacific (APAC) region. A number of payment partnership structures are available for ISVs – everything from referral-based partnerships to becoming or payment facilitator (PayFac). It is designed to address the requirements of financial institutions for regulatory compliance, security and resiliency. International Journal of Bank Marketing, 37(2), 646–664. The payment is accepted, processed, and reconciled through integrations into your accounting or ERP system. Automated on-boarding with one-click merchant acceptance allows you to board 100% of your existing users and all new customers moving forward. Unlike traditional PayFacs, no capital investment is required. Other Ways to Connect With Us. A Payment Facilitator or PayFac assumes the role of Master Merchant. Converge is a leading payment gateway for authorizing payment transactions quickly and securely, whether in-person, online, or on-the-go. foundations of money and payments that together make up the fundamentals of the monetary system. 4bn in August 2020, a 6% year-on-year increase of $10bn. Payment gateways play a critical role in facilitating secure and seamless financial transactions between patients, healthcare providers, and insurance companies. The CORE ISV Partner program is a curated path for businesses that provide software solutions and are integrated with CORE. This is especially important—and potentially complex—for SaaS companies considering payfac-as-a-service. A solution built for speed. Apply for Credit Limits from State Bank of India (SBI) MOU between Gujarat Government and NSE. A Payment Aggregator or Facilitator [Payfac] can be thought of as being a Master Merchant-facilitating credit and debit card transactions for sub-merchants within their payment ecosystem. , invoicing. VyaPay is a registered ISO/MSP of Citizens Bank, N. Payments for software platforms. Look to our proven team of integrated payments industry professionals to provide innovations purpose-built. 2. A Payment Facilitator is a merchant service provider that streamlines the on-boarding merchant account process. While the benefits are clear, don't overlook the essentials. Whether to become a Payment Aggregator or Payment Facilitator has far reaching implications for a SAAS application provider. Founded in 2008, we started by developing payment APIs that help you build your payments infrastructure. A facilitation payment is a payment that a business makes to facilitate legal or governmental proceedings. We provide fully-supported payment solutions designed to promote and advance. com account, by phone, by mail, or using our mobile app. By integrating it PayFac into your systems, your end users will each go through an identical onboarding process, so you don’t need to ask your customers to seek a. This sounds complicated, but at the most basic level, a payments facilitator is a way of outsourcing part of your business to an intermediary contractor. Online B2C card payments. JPMorgan Switches On Programmable Payments Using Blockchain Tech. An integrated payments solution automates accounting processes, allowing a business to bypass the. JPMorgan Chase acquired WePay in 2017, connecting our fintech technology with the strength and security of the #1 merchant acquirer. Meanwhile, payment processors focus on directly connecting a business to its consumers, making it quick and easy to start accepting payments. Agile Payments has been supplying various types of payments related tools for 20+ years, and one of those tools is Interactive Voice Response which allows companies to collect payments over the phone using automated IVR Payment technology. View Nelnet's convenient options for making payments automatically, through your Nelnet. After the analysis of the relationships represented in theoretical model, the proportion of variability (R 2) of the dependent construct behavioral intention was evaluated. Integrated payments are also a great way for SaaS providers to make money, as SaaS customers are less price sensitive and highly likely to accept a service package that includes payments (resulting in low acquisition costs). 05% then the platform has cost = 2. By simply adding payments to your vertical Saas products, you can easily capture significant new revenue and increase your TAM instantly. Payment Services. 4811. Nuvei Completes $1. PayFacs are a relatively new type of organization. A caller chooses. Customer Support. 3M prohibits facilitation payments, which can violate the UKBA and other. com. Payments for platforms and marketplaces. 1. Over the past decade, financial technology has continued to evolve to meet the needs of customers and merchants alike. This meant that when it came to payments (even if they were using the software application) merchants and interact relatively little with their software provider. A payment facilitator, or PayFac, like PayPal, and now Stripe, Square and Braintree, have done away with the traditional hurdles associated with credit card processing. ATLANTA & TULSA, Okla. If they sell at 2. Founded in 2001, EpicPay provides flexible, secure, reliable, and seamless integrated payments technology to more than 13,000 clients. Payment Facilitator Alternative. Integrate payments into your platform, drive a new revenue stream and improve customer experience with one smart solution: Payment Facilitation by J. You may likely serve a diverse array of customers, from large enterprises to individuals on “freemium” plans. S. It’s a simple and secure way to accept payments without the burden and risk of handling credit card data. Some platforms may be able to secure a cost plus revenue plan. Vantiv offers a comprehensive suite of traditional and innovative payment processing and technology solutions to merchants and financial institutions of. Small/Medium. ACH Rates: Flat fee of $0. Integrated payments providers that rely on clunky technology can cause significant problems for your business and your investors. Payment facilitator of Visa & Mastercard. Independent software vendors have the potential to address $35 trillion in payments, or 15% of the worldwide total, by integrating payments into their platforms. Payment facilitation is a business model that enables software companies to provide a seamless, end-to-end integrated payment solution to their customers. , Request-To-Pay (including bill payments), Consent (e-Mandates), Real-time Debit and cross-borderAn integrated payment processing solution can make a significant impact on your financial health and deliver powerful benefits to merchants and end-users. Payment facilitation is a business model that enables software companies to provide a seamless, end-to-end integrated payment solution to their customers. An ACH Payment Aggregator or Facilitator can be thought of as being a Master Merchant who facilitates ACH transactions for sub-merchants within their payment ecosystem. 31. Usio, Inc. Becoming an ACH aggregator or Payment Service Provider lends itself quite. We’ll offer knowledgeable support in negotiations, source technical capabilities, redline partnership agreements,. Most companies. 01274 649 895. The Innovation Center has identified four key areas to improve access to high-quality integrated specialty care and is proposing a comprehensive specialty strategy to address each area: 1) enhance transparency in clinician performance, 2) continued deployment of episode payment models that align with ACOs and primary care,. No set up fees!Venkatesh et al. , & Wiese, M. These services can help manage the growing cloud risks with security and compliance. Retail Payment Costs and Savings in Kosovo (2022) Governance of Retail Payment Systems: Keeping Pace with Changing Markets (2021)Uniform Business Rate: A multiplier used in England and Wales to determine how much money owners of commercial and industrial properties must pay each year to their local governments. PayFac® solutions, at your service Worldpay from FIS is your advocate for payment facilitator solutions. Connect your account. Payment Facilitation as a Service (PFaaS) built specifically with software companies in mind. Payment facilitation, or “payfac,” continues to grow in popularity among software providers and is designed to facilitate payment card acceptance without requiring individual merchants to go through the lengthy process of establishing traditional merchant accounts. The Biden. BlueSnap's All in-One Accounts Receivable Automation solution is the best rated software solution for payment processing, billing/invoicing, recurring billing, and subscription management. Enhance member communication and satisfaction with simple explanations of how much they owe to their. Becoming a PSP (also known as PayFac) lends itself well to some businesses that fall into the software provider classification. Being “in the know” with common industry terms can set you up for greater success with integrated payments. 501)Converge Payment Gateway. A. and Canada, empowering you to expand your business on a global scale. An integrated framework for the adoption and continuance intention to use mobile payment apps. With an integrated payments partnership, you don’t need endless development hours or a huge IT staff to get started. Payline I/O is offering a. VyaPay offers fully integrated and on-demand payment solutions. Across Europe, the UK generated around 25% of all digital payments in 2020, making the need for efficient and effective ways of carrying out transactions online more pressing than ever. Further, from 2017 to 2021, Australia saw a 200 per cent increase in embedded payments. A payment facilitator (PayFac) is an organization or company that provides embedded payments, including all the services and solutions that its customers need to accept payments, such as the technical infrastructure and behind-the-scenes processes that make payments happen. Payment facilitation. Grow you online business with our state-of-the-art payment gateway offering multiple payment options (credit card, debit card, UPI, Bharat QR, net banking, EMI payments, DCC payments, Standing Instructions (SI), recurring. Payment Facilitation FOR SOFTWARE PLATFORMS Payfactory empowers leading platforms with immediate onboarding, payment acceptance and payouts through a suite of restful APIs. By 2014, we evolved to deliver integrated, white label payments solutions to leading SaaS platforms. Share your payment links via WhatsApp, social media messengers or any other digital channel and get paid immediately. An integrated payments system enhances the point-of-sale by optimizing the availability of features and providing access to modern payment technology that boosts sales and. Facilitating Payments Everywhere. Payment acceptance has changed drastically over the years. Recently we retained Ernest Park of Airius Internet Solutions for assistance in security. If they are not, then transactions will not be properly routed. With Payrix Pro, you can experience the growth you deserve without the growing pains. ( COUP. 26 per transaction. You’re ready to accept payments online. Insights. For more than 19 years, Agile Payments has been providing integrated payments solutions to businesses who develop and provide software applications to their vertical industries. Full-scale registered payment facilitator — 100% risk with acquiring bank partner. Just like some businesses choose to use a third-party HR firm or accountant,. Our fully integrated, API-first technology platform makes payment facilitation quick and manageable by offering: Card-present, card-not-present, mobile and e-wallet solutions. This is the quickest and most “user-friendly” way of getting started with integrated payments. In this post, we break down the differences between a few of the most common routes you can take when it comes to integrated payment models: independent sales organization (ISO), full-fledged payment facilitator (PayFac), or PayFac-as-a-Service (PFaaS) models. We are your total payments partner, with unmatched knowledge and innovative resources. VyaPay is a registered Payment Facilitator of Pathward, N. com 3 Fast Fact: Integrated sotware vendors (ISVs) selling to businesses can become payment facilitators (PFs), which allows them to provide their clients with integrated payment acceptance and proit from the associated revenue stream. We’ll manage risk, compliance and payouts, and keep you informed through our API. Integrate Evolve's payment service technology into your software platform and you can start offering your customers a seamless payments journey right away. Exact is integrated with leading processors in the US and Canada, including Elavon, Fiserv, Global Payments/TSYS, Chase Canada, and Moneris. , Eagle Bank, N. Traditional. Commenting on the partnership, Greg Carter, Senior Vice President of Payment Facilitation at Usio, said, "Utilizing our proprietary PayFac-in-a-Box TM technology, Emphasys will now offer a truly integrated payments functionality that will benefit PHAs, tenants, landlords, vendors, and the network of related entities associated. Anticipates Results for Fourth Quarter and Fiscal Year 2022 In Line with Previously Provided Outlook. This includes processing payments, managing customer accounts, and ensuring that payments are securely conducted. Payment Facilitator Alternative. The company announced this week that it is rolling out Payline I/O, a payment facilitation API for developers to integrate Payline solutions into their own tools. What is a PayFac (Payment Facilitator)? A Payment Facilitator (PayFac) is a third-party service that lets merchants accept various forms of non-cash payments like credit/debit cards or digital payments. Are you wondering what integrated payments could mean for your office and community?Partnering for success. This means owning every aspect of the payments cycle from onboarding to funding. We offer one partner agreement and easy integration for the U. 01274 649 893. Acqra Pay – E-commerce Payment. Payment Data Systems, Inc. Over the past several months Fortis has brought payment facilitation and new vertical capabilities to market, expanded into Canada and launched over a dozen new integrated software partnerships. Associated payment facilitation costs, including engineering, due diligence and maintenance, can easily exceed $100,000 annually with upfront costs in excess of 100k. 3. Benefits of Payments. There are two ways to payment ownership without becoming a stand-alone payment facilitator. A payment facilitator provides financial service support to merchants so they can accept and process payments. rom a team that has dedicated their careers to creating solutions designed specifically for software providers and their customers, Paragon Payment Solutions knows integrated payment processing. The PayFac gathers a few key data points from. 2. payments is in a state of change and remarkable innovation, it is important to remember the core needs of society a ndA payment facilitator takes care of onboarding and managing payments. Chances are, you won’t be starting with a blank slate. 4722. [email protected] payment facilitator (PayFac for short) is a service provider that is layered between the submerchants (the merchants a PayFac works with) and an acquiring body. Your customers enter sensitive credit/debit details into our hosted payment page rather than your internal system. trade facilitation measures – like an NTB reporting mechanism or a simplified trade regime for small traders and capacity-building can be used to their full extent to increase intra-African flows of biodiversity/BioTrade goods and create sustainable regional and continental value chains (UNECA et al. A. “Merchant acquiring and the $100 billionTrade facilitation is the simplification, harmonisation, standardisation and modernisation of trade procedures. iATS Payments — Best for Integrating into Your CRM. A payment facilitator is a type of model in. Benefits of Payments Data. Meeting your platform or marketplace needs. Benefits of Adopting a PayFac Model While becoming a payment facilitator is a complicated process, there are a number of considerable benefits that come with it. Our mission goes beyond transaction facilitation; we’re committed to elevating the entire customer journey, securing both immediate satisfaction and long. Before I consider the changing payments environment and the future outlook, let me rst briey touch on t he. These software companies take on greater risk but pocket a much larger portion of the processing revenues. Increase electronic adoption and engagement with real- time information updates. Learn why payment facilitation is a better choice for software platforms and how payment facilitators bridge the gap between their customers and acquiring banks and processors. To learn how your software application can become a billing solution for your users as well as generate additional revenue streams, contact Wayne today at [email protected] Payment Solutions. Contextual fields based on location, users. (NYSE: VNTV) is a leading, integrated payment processor differentiated by a single, proprietary technology platform. Accept a full range of payment types. The payment facilitator is the company that provides the infrastructure necessary for their submerchants to begin accepting credit card payments. You may likely serve a diverse array of customers, from large enterprises to individuals on “freemium” plans. Swipesum can help your business find the best possible integrated payment solutions for its unique needs. Being a Payment Facilitator can be thought of as being a Master Merchant, facilitating credit and debit card transactions for sub-merchants within your payment ecosystem. Adding Integrated Payments. Partnering with a PayFac (outsourcing to a provider) With this payments model, you are outsourcing the bulk of your payment responsibilities to a PayFac. UniPay Gateway is the leading Omnichannel payment processing and management solution for PayFacs, Saas and equity firms operating worldwide. The Reserve Bank of India (RBI) reported a compound annual growth rate (CAGR) of 61% in volume and 19% in value for digital payments in India between 2014–2019. The payment facilitator model has made this possible. Everything Integrated Payments for 2020. Integrated payment solutions built expressly for businesses in a vertical industry can remove friction and stress from supply-chain transactions by improving the payment experience. Instead, this aspect of your payments is controlled by a third-party payment processor—just like with the ISO/ISV model. Disrupting the ACH and Credit Card settlement and funding process via a Funding Report. It’s integrated with its own payment processor to route the sub-merchant’s transactions. point-of-sale system, accounting software, business. The first is via revenue share. point-of-sale system, accounting software, business management. Build your own pixel-perfect payment experience. Benefits of Adopting a PayFac Model While becoming a payment facilitator is a complicated process, there are a number of considerable benefits that come with it. Basically, a payment facilitator allows SaaS companies to focus more on providing a great user experience for their customers, with integrated payments being just one part of it. In 2010. A. Thus, the degree. 866. The ongoing annual. About Usio, Inc. Business intelligence. Affinity partners. In Payment Facilitation As A Service, there are two possible revenue options. The integration of APPS marks a significant expansion of. Accept Payments the Easy Way: Anytime, Any Way, Anywhere | Integrated Payment Processing - Your Trusted ISO Merchant Service Provider As a leading ISO Merchant Service Provider, we are dedicated to serving agents like you. If partnerships between payment processing vendors and software vendors are a natural fit, then it stands to reason combining the two into a single entity would make a lot of sense too, and that’s where payment facilitators come in. Stripe Connect is the fastest and easiest way to integrate payments into your platform or marketplace. Morgan Research expects 10-year Treasury yields to fall by half around the next recession, from a peak of 3. The integrated payments model has evolved to the point that ISVs are now able to become payment companies themselves, offering a one-stop merchant experience. Learn how Global Payments’ partner referral program provides payment technology and software solutions to add value and confidence for your customers. #Hashtags #paymentfacilitationDec 13, 2018 10:44:35 AM. that chose to become PayFacs and embed payment processing features within their software — enabling them to offer integrated payments as an add-on service. Payment Facilitation FOR SOFTWARE PLATFORMS Payfactory empowers leading platforms with immediate onboarding, payment acceptance and payouts through a suite of restful APIs. Revenue is derived simply from the difference in buy rate from the processing networks and the sell rate charged to the end customer. The digital payments market in the UK rose to a value of $164. VyaPay is a cloud-based Certified Payment Facilitation Platform, PayFac-as-a-Service. PayFac-as-a-Service (PFAAS) combines easy-to-integrate payment technology, full-service offerings, and transparent pricing to deliver Independent Software Vendors a simple way to harness the full power of payment facilitation – minus the. A payment facilitator manages the entire electronic payments process on behalf of merchants. Compliance lies at the heart of payment facilitation. Postal Development Report 2022. Fortis is a Payment Facilitator and ISO/MSP processing transactions for all major payment and banking networks. Payment facilitator. iATS Payments is an online payment processor that can be integrated with tons of nonprofit software companies. As a. As the world of. Weigh the Costs. 01274 649 895. 4811. Along with a payment gateway integration, you’re also building a merchant onboarding flow and management system. Software users can begin accepting payments almost immediately while. How Integrated Payments Ensure Your Company’s Growth . Praxis Cashier simplifies the complex with a single integration that connects businesses to over 540 integrated payment solutions. Available 24/7. g. For the. Online B2C buy now pay later payments. Apply for Credit Limits. Fortis is a registered ISO of Fifth Third Bank, N. Vantiv offers a comprehensive suite of traditional and innovative payment processing and technology solutions to merchants and financial institutions of. +2. You’ll have everything you need for seamless ERP integration, ACH payment service, shopping cart and eCommerce, dynamic currency conversion and access to APIs and SDKs. The reason why integrated payments are so popular? It boils down to a few different benefits. Payment Facilitation offers SaaS platforms 2 major benefits:. The leader in integrated payments for software providers. FIGURE 2: SaaS Payment Facilitator Examples Source: company websites, Flagship Advisory PartnersThey understand the need to for a payment solution to be integrated, and because the most common payment rail is credit cards, that's the typical focus on the payment integration. 6% on net revenue, according to Bain & Co. Commerce Connect provides a seamless online payment experience for today’s customers. Bank partner with more than 1,700 financial institutions and 265 ISOs/MSPs doing business in over 30 countries. , Cincinnati, OH. A payment facilitator manages the entire electronic payments process on behalf of merchants. Meanwhile, payment processors focus on directly connecting a business to its consumers, making it quick and easy to start accepting payments. Non-compliance risk. Moving to a payment facilitation model by embedding payment acceptance into the software provides a tightly integrated experience that can add significant value to the ISV and improve the customer experience. From 2022 to 2029, the CAGR for embedded payments in Australia is expected to be 29. When Vantiv, now Worldpay, pioneered the Payment Facilitator model in 2011, the goal was to provide frictionless payments for the ISV (or payment platforms), enabling the. $Usio’s products and services include ACH, Payment Facilitation, Prepaid Card Issuing, Electronic Bill Presentment and Payment (EBPP) as well as print and mail for those who elect to remit. In the case of Toast for instance, Ajao calculated their TAM increased by 3. The term “integrated payments” refers to the seamless combination of payment processing with a company’s software platform or application. Conceptually, it is an attractive feature to introduce: fast. We’ll manage risk, compliance and payouts, and keep you informed through our API. Payment Facilitation without Hassle (800) 884-5208. 3. PayFacs adopt an active role in the payment facilitation relationship. From 2022 to 2029, the CAGR for embedded payments in Australia is expected to be 29. . We would like to show you a description here but the site won’t allow us. 4811 or 513. Bready referred to the service as a hybrid option for ISVs, and it’s resonating with those clients. Integrated Payment Methods Built for Convenience Payment Link. 4 per cent — 5. 486. Pick a platform and launch your custom store through the vendor's site. As one of the first. , Concord, CA. 1 - Payment Regulations. From merchant underwriting, payment acceptance, split fees, white-labeled partner portal, flexible payouts, and risk management. 4811 or 513. Future-Proof Integrated Payments (800) 884-5208. One that can quickly and easily boost your product portfolio with integrated, easy-to-use technology, tools, resources and 24/7, top-rated. Consider looking for ways to facilitate commerce, not just payments. In this video, "Exploring Payment Facil. Humbani, M. Payment facilitators have been approved for one master account from a provider. -based payment facilitation platform, announced on Wednesday it secured $11 million through its Series A funding round, which was led by Rebecca Lynn from Canvas Ventures with. From the start, we put our payment expertise to work for you. In turn, these payments providers have turned to the latest digital innovations to transform the cross-border payments experience for treasurers, their beneficiaries and their customers. APPS Acquired by Stax Atlantic-Pacific Processing Systems (APPS) is now part of Stax Payments. An integrated payment solution eliminates manual tasks, facilitating faster transactions. Our suite of tools and services offers a choice of funding options, settlement, revenue generation, and risk management capabilities for payment facilitators. Integrated Payment Systems at a Glance. 🎥 In this video, we dive deep into the world of integrated payment strategies for software companies, specifically focusing on Payment Facilitation (PayFac). Morgan. A powerful payment gateway that supports an extensive combination of devices, and operating systems for point of sale payments. Payfac-as-a-service is a turn-key payment facilitation model in which an external company provides businesses with the necessary tools and infrastructure to accept electronic payments, such as credit and debit cards, ACH, and echecks. ISVs or Integrated Software Vendors are usually an ISO’s clients. From referrals to an integrated API to full payment facilitation, it can feel like a steep slope to incorporate payments in any way with a SaaS platform. In this model if true cost is 2. LEARN MORE Contact Sales > Fast. Integrated payments technology. PayFacs underwrite the merchants as the merchants process. 9% the margin is . Founded: 2011. By the following January, $80,000 had been expended to cover services provided. 6% on net revenue, according to Bain & Co. , Cincinnati, OH. MSME Intent Registration. 0. Payment Processing Partnership. Republic Act 9485 (The Anti-Red Tape Act of 2007) specifically prohibits facilitation payments. Strategic growth facilitation. IVR Tokenization is the process that securely exchanges full credit card number for a non-sensitive replacement value in an IVR Payment Solution. F. The Epic Platform is a. FIGURE 2: SaaS Payment Facilitator Examples Source: company websites, Flagship Advisory Partners They understand the need to for a payment solution to be integrated, and because the most common payment rail is credit cards, that's the typical focus on the payment integration. 3. The thing you are facilitating must. Basically, a payment facilitator allows SaaS companies to focus more on providing a great user experience for their customers, with integrated payments being just one part of it. Non-compliance risk. Paragon is the next era of integrated payments, delivering tailored solutions and strategic partnerships that help software providers. ABOUT NUVEI We are Nuvei, the first-ever community of payment experts. Private Sector Support. Customize the payments experience. Caution - Online PAN applicants Protean Cautions Public Against Spurious Calls “IVR” (24/7) Self-service to know PAN & TAN status in English and हिंदी languages on 08069708080 “WhatsApp” connect with us on 8096078080, just say “Hi” to start the journey with Protean If any NRI’s PAN is still inoperative, he/she is requested to intimate his/her. This is where integrated payments come in, which are changing the landscape of digital payments and are proving to be beneficial for both ISVs and their customers. Control your billing cycles, automate recurring payments, and scale your SaaS business. Becoming a Payment Aggregator. Payment Facilitating allows the Master Merchant to quickly and easily onboard their sub merchants or in the case of a SaaS platform Payment Facilitating allows platform users to the ability to accept credit, debit card and in some case ACH. Integrated payment solutions present incredible potential for SaaS companies looking for growth. Examining the Payments Maturity Curve: How to Choose An Integrated Payments Model.