It honors the past while boldly. Gunboat announces the Gunboat 72V, a new catamaran concept to complement the existing heritage series' currently in production (the Gunboat 68 and Gunboat 80) - the first catamaran with Gunboat performance and a flybridge. Locked and loaded! January 16th marked a key milestone for the Gunboat team, as they rolled the first Gunboat 68 out of the factory to the marina…Construction of the Gunboat 68 is fully carbon-based. We connect over 10 million boat buyers and sellers each year!Only twice have I reached 18 knots at the helm of a sailing boat on my first try, and those were on a Gunboat 68 and an 80ft Ultim trimaran – very different budgets to the €18,840 standard. This new series begins squarely with the cruising aficionado in mind, and the knowledge that even the most turbo Gunboats may spend >90% ofCall for Price. Performance you could only dream of on a luxury, world cruising catamaran! Check out the Gunboat 68 at – Gunboat 48s go for up to $2 million. Prices are indicative only and may vary by. Introducing the Gunboat 72V, a new catamaran concept to complement the existing heritage series’ currently in production (the Gunboat 68 and Gunboat 80) – the first catamaran with Gunboat performance and a flybridge. The factory is bustling with two 68’s, the first 72V and two Gunboat 80’s currently in construction, and an expansion of our facilities! We've opened the doors of the new Gunboat 80 building for the arrival of hull and bulkhead components from Fibre Mechanics, Decision. 69 and. Step up to the GUNBOAT 80 The evolution of innovation: Featuring the signature draw-dropping design, elevated performance, and unmatched quality of the Gunboat 68 in a stately 80-footer. The extra power is found in the length and especially the righting moment - it increases by 40%. What’s the Top Speed of a Gunboat 68? How fast does she sail? Condor (68-01) has clocked 30 knots. For mor. Gunboat. Introducing the Gunboat 72V, a new catamaran concept to complement the existing heritage series’ currently in production (the Gunboat 68 and Gunboat 80) – the first catamaran with Gunboat performance and a flybridge. 606 380 Tasmania. com. com. Gunboat 68. Their best day was 328 nm, making the average speed for those 24 hours 13. * Price displayed is based on today's currency conversion rate of the listed sales price. Thus the Gunboat 80 manifests ambitions of the most discerning clients for more space, more speed and a high level of customizability. 73 m: Hull Material: Composite: Measurements LOA: 20. Gunboat 68 Catamaran - internal structure17090 Gunboat Island Cir, Maurepas, LA 70449 - Mfd/Mobile Home For Sale. GUNBOAT’s Post GUNBOAT 7,589 followers 4y Report this post Honoring the past while boldly moving into the future. Gunboat brokerage is here to help new owners end up with the right boat, and our services go far beyond a sales transaction. (1) Jefferson’s gunboat concept was based, in part, on the effectiveness of gunboats in the defense of Tripoli. 72V. Nautique spent a day with this special vehicle. G4. November 11, 2022. Year: 2023: Make: Gunboat: Model: 80: Class: Catamaran: Length: 23. Design and engineering is the collaboration of Gunboat, VPLP, Christophe Chedal Anglay, and. Model-gunboat-desktop. Piloted from an interior helm station at the foot of the mast (true to the Gunboat concept), this yacht will. tax. Two boats are in the water, and two more are in build at the facility in France. 8 years newer. * Price displayed is based on today's currency conversion rate of the listed sales price. Worth Avenue Yachts offers a range of Gunboat Yachts for sale, hand picked among only the very best listings available. 21m - 2023. Ask price . Their best day was 328 nm, making the average speed for those 24 hours 13. Offering the best selection of Gunboat boats to choose from. Photo: Michel Dupre. Fastidious attention to. 21 Photos. The first Gunboat, a 62 named Tribe, started out as a fairly spartan family cruiser (well, for Gunboat, anyway). Find Gunboat 57' boats for sale in your area & across the world on YachtWorld. La Grande-Motte France. 2019 Archives. Wanchese . US$8,482,433. Price Drop; 2016 Gunboat Gunboat 78. La Grande-Motte, France. Complete catalogue of new and discontinued models by year with full specifications and pricing. 5/12/23 $100k Price Reduction! 9/16/23 $50k Price Reduction…come see Shooting Star if your in town for the Annapolis show! SHOOTING STAR 2007 Morrelli & Melvin. +119%: 124 Pts: 4-Core. Thus the Gunboat 80 manifests ambitions of the most discerning clients for more space, more speed and a high level of customizability. Expanding from the success of the 68, we're inviting a new wave of clients to step up to the Gunboat 80! Exhilarating sailing performance you could only dream of on 80-foot, fully loaded, blue-water cruising catamaran - and the most spacious and customizable Gunboat yet. . 2020 Archives. Building on the success of the Gunboat 68, the 70 represents the latest integration of sailing and lifestyle, elegance and comfort, in an ultra high. Design and engineering is the collaboration of Gunboat, VPLP, Christophe Chedal Anglay, and Patrick le Quément (the same. Gunboat 78. And yes. Oct 2, 2023 #124 jmh2002 said: Gunboat 48 Malolo is for sale. Year: Newest first sort-by Year: Oldest first sort-by Length: Longest first sort-by Length: Shortest first sort-by Price: High to Low sort-by Price: Low to High sort-byFind Gunboat 48 boats for sale in your area & across the world on YachtWorld. 68ft - 2019. Bramble-class gunboat, built for the Royal Navy in 1886. tax. Price: $7,345,305 USD. Contact Added 2021-08-17 13:09:40 Description. 95 m: Hull Material: Other: Measurements LOA: 21. Other Gunboats designed by VPLP: Gunboat 68. New. The Gunboat 68 was designed and engineered with aesthetics, performance, and utmost safety in mind for extended bluewater cruising. The Gunboat 68 was designed and engineered with aesthetics, performance, and utmost safety in mind for extended bluewater cruising. Working closely with our design team, each Gunboat 70 will reflect the lifestyle of the owners. S. . (the Gunboat 68 and Gunboat 80) – the first catamaran with Gunboat performance and a flybridge. Offering the best selection of Gunboat boats to choose from. Incorporating the best of what has come before with experienced boatbuilding and valuable industry partnerships, the Gunboat 68 is a step-change in the evolution of the brand. The Gunboat 68 is undoubtedly among the fastest catamarans for “ordinary” sailors to date. The Gunboat 68 will carry an impressive 218 square meters of sail area on the wind, with a self-tacking jib. Model-gunboat-desktop. Class: Sailing catamarans. The Gunboat is 66 feet, has 12 foot. Find Gunboat 60 for sale on YachtWorld Europe's largest marketplace for boats & yachts. SEA TILT features all of the performance upgrades with an even greater focus on weight savings, also factoring in the full array of water. 60 meters. Close. Broker / dealer information This offer published by Gunboat - Gunboat View photos, specification & technical information of 2019 Gunboat 68 or search for more boats on. OK these boats aren’t as expensive as a Gunboat 68, but they are not cheap either at over $4m. 2022 Archives. We have placed cookies on your device to help make this website better. CB90 HSM: 1 × Saab Trackfire RWS. A first look at Gunboat 68 #1 sailing during sea trials. 01 ft. 2019. With the launch of the Gunboat 68, in no time clients came to us with requests to build upon this new benchmark series with a. Request price. Engine power is also a key factor when. View pictures & full details of Defiance, a Catamaran built in 2013 by Gunboat 60 and available for sale. Get in contact with us directly to check on current options and. A gunboat is a naval watercraft designed for the express purpose of carrying one or more guns to bombard coastal targets, as opposed to those military craft designed for naval warfare, or for ferrying troops or supplies . Featured Yachts for Sale. The name “V” is a nod to the blended culture of Gunboat - French and American. Design and engineering is the collaboration of Gunboat, VPLP, Christophe Chedal Anglay, and. 2017 Archive. −25 2: Pirate Frigate: Pirate version of the classic Frigate with increased speed and dps. Current Issue. Model-gunboat-desktop. Min Year Max Year. . We connect over 10 million boat buyers and sellers each year!Find Gunboat 68 boats for sale in your area & across the world on YachtWorld. How much does a Gunboat 68 cost? What is the price? Well, it’s “Price on Application” and it will depend on the pack you choose (regatta? cruising?) and the. Offering the best selection of Gunboat boats to choose from. The most customizable Gunboat yet, engineered to sail in the widest range of conditions. The Gunboat 68 series is built in La Grande Motte France and the currency it is sold in is euro (€). Homes sell for about 2% below list price and go pending in around 40 days. . Gunboat 68. Lightweight, all-carbon composite. Catamaran sailboat. The gunboats were 50-75 ft long, 18 ft wide, shallow draft, variously rigged, and could sail under wind or oar. “It has been six years since we designed. Gunboat 78. 42 Days. Hall Spars are very excited to be a part of this project having provided the mast and boom for the first yacht that is due to be launched next month. That’s a lot of money to spend on a 48 foot boat with 3 cabins and there is plenty of competition in this market (the Marsaudon Composites TS42 and the Outremer 4X will probably match her for speed for example). You can use this tool to change your cookie settings. , U. Request price. PT-18, 70' ELCO, 1941 LATE ROYAL NAVY. 72V. Design and engineering is the collaboration of Gunboat, VPLP, Christophe Chedal Anglay, and. 65 m: Max Draft: 4. 73 m: Max Draft: 2. #everythingboats Gunboat. Newport Rhode Island, United States of America. View pictures and details of this boat. . But the performance is there. Find Gunboat 72v boats for sale in your area & across the world on YachtWorld. Based on different styles, designs, sizes, and prices, some of the best catamarans are Outremer 45, Catana 50, and Balance 526. Explore. More footage of the 2022 RORC Transatlantic Race on board Gunboat 68 TOSCA!Filmed by PKC Media with Ken Howery & Alex Thomson RacingThe Gunboat 80 is aimed at owners in the USA, the Caribbean or the Mediterranean who enjoy racing with friends, and spending a week cruising with the family. 2023 Gunboat 68. The Gunboat 72 sets a new standard for sailing enthusiasts who crave both exhilarating performance and a luxurious cruising experience. While seven Gunboats ranging in size from the Gunboat 68 to the Gunboat 72 flybridge have already gone into. Beam. Manufacturer Listing; 2023 Gunboat 80. Gunboat 68 april 23rd, 2022 · · sailing yacht it´s la grande motte time again and this french boat show in the both strange and picturesque. residents while in U. The Gunboat 68 was designed and engineered with aesthetics, performance, and utmost safety in mind for extended bluewater cruising. Current Issue. Newport, Rhode Island. Request price. Processor Rankings (Price vs Performance) November 2023 CPU Rankings. Price: Request Price: Type: Sail: Class: Catamaran: Length: 23. Current Issue. Last but not least, the Gunboat 68 is a lightweight boat that is suitable for many sailing conditions. Featuring the signature draw-dropping design, elevated performance, and unmatched quality of the Gunboat 68 in a stately 80-footer. GUNBOAT | Newport, Rhode Island. Gunboat 78. In the world of multihulls, no brand had come so far so fast on the back of so few boats as the Gunboat line of high-performance luxury catamarans before the factory went under in late 2015. Here are a few of the reasons people are entrusting us with the sale and purchase of their Gunboats. Flashback to the first Gunboat 68 we launched, ahead of revealing #5 this week! #gunboat #catamarans #productlaunch #sailing…View a wide selection of Used Gunboat for sale in your area, explore detailed information, photos, price and find your next boat on DailyBoats. It caters to the yachting industry. Incorporating the best of what has come before with experienced boatbuilding and valuable industry. Home. Call for Price. Model-gunboat-desktop. Search gunboat 68 prices - more than 1 listings - GUNBOAT 68 The Gunboat 68 is the culmination of over 15 years of development within the fleet. 8 meters) long, the Gunboat 68 makes for an impressive sight on the open ocean. Draft: 1. it’s absolutely fabulous. 2019 Gunboat 68 specification & technical information. Incorporating the best of what has come before with experienced boatbuilding and valuable industry partnerships, the Gunboat 68 is a step-change in the evolution of the brand. what a feeling! #gunboat. With the launch of the Gunboat 68, in no time clients came to us with requests to build upon this new benchmark series with a larger Gunboat. United States of America. Office: 800-826-2807. DREAM BIGGER. Last but not least, the Gunboat 68 is a lightweight boat that is suitable for many sailing conditions. Manufacturer Listing. That´s what happens when you use so much carbon to get the weight down. 2016 Gunboat Gunboat 78. Model-gunboat-desktop. “The Gunboat 68 evolved. Call for Price. 2019 Gunboat 68. Thats subjective, I know, but she does look like they stretched the 62, but hey, I’m. The Yacht Brokers Association of America was founded in 1920 and exists to unite Yacht Sales Professionals throughout North America. The price. Honoring the past while bolding moving into the future. OK, we’ll take a look around the boat, but thanks very much for inviting us. This is a yacht designed to gobble up 500-mile days and take. Request Info < 1 > * Price displayed is based on today's currency conversion rate of the listed sales price. Best Bench: 62% Base clock 4. A new 3000 m² factory . 2015 Archive. 319 Gunboat Ln, Daniel Island, SC 29492. This is a yacht designed to gobble up 500-mile days and take part in one-design fleet racing and it boasts a host of clever and. With the rig and daggerboards in, she’s officially a sailboat, with a reception line of industry pro’s. 2013 Gunboat 60. The yacht has a carbon hull with a CE certification class (A) and can navigate in the open ocean. Design and engineering is the collaboration of Gunboat, VPLP, Christophe Chedal Anglay, and Patrick le Quément. 2013. compare prices, and uncover the best catamarans Gunboat deals. Introducing Gunboat 72V, the first cata-maran with Gunboat performance and a flybridge. Time will tell how these yachts hold their value, but the HH brand is not as powerful as the Gunboat brand. Overnight. Request Price. Today we splashed Gunboat 6803 and she was officially christened SEA TILT! With the Gunboat 68, each owner gets to "set the cursor" along the continuum from fast cruising to maximum performance. In November 2023 Maurepas homes were listed to buy for a median price of $160K, which is a 43% decrease to October 2022 last month, and a 42% decrease to November 2022 last year. 2. The new Gunboat 68 design was unveiled in Annapolis in October. , U. 2018. . 54 devstream The Type C - “Charon” from the front Old Colonial and Warden Gunboats. In the Gunboat range, the all new Gunboat 68 will replace the Gunboat 66, formerly constructed by the Hudson Group, and then complete the Gunboat 57. The Gunboat 68 was designed and engineered with aesthetics, performance, and utmost safety in mind for extended bluewater cruising. She clocks in at just 13. Boat Test price $5. Find Gunboat 68 boats for sale in your area & across the world on YachtWorld. Brand Gunboat manufacturer of yachts. 0m. GUNBOAT 68 The Gunboat 68 is the culmination of over 15 years of development within the fleet. Fast, technologically advanced, and. Call for Price. 4 million, you can see that they hold their value. Total berths - 8. I’ve got to put something in the “Cons” section. This week, the 4 th Gunboat 68 was ceremoniously rolled from the shed and moved to the waterfront for the splash. Length 20. Find Gunboat 48 boats for sale in your area & across the world on YachtWorld. Japan’s Edo period, which lasted from 1603 to 1867, would be. Discover an extensive range of Gunboat for sale in your area, explore detailed information, photographs, pricing, and pinpoint your next boat on DailyBoats. 65 m: Max Draft: 4. The GB70 has longer hulls than the 68 and the mast is brought aft onto the coachroof. In the world of multihulls, no brand had come so far so fast on the back of so few boats as the Gunboat line of high-performance luxury catamarans before the factory went under in late 2015. Fast, technologically advanced, and elegantly designed, The Gunboat 68 is the culmination of development within the fleet since the first Gunboat launched in 2002. C. Offering the best selection of Gunboat boats to choose from. Let´s face it, this is the boat that has inspired a whole range of fast yachts from Hudson Yacht’s HH66 catamaran (designed by the same naval architects) to the Black Pepper Code C. Hall of Fame. DREAM BIGGER With the launch of the Gunboat 68, in no time clients came to us with requests to build upon this new benchmark series with a larger Gunboat. Request Info; 2013. 95 m: Min. 72V. 73 m: Max Draft: 2. 6 Photos Fountaine Pajot Lipari 41. An application using CompPair Technologies’ (Renens, Switzerland) healable composite materials, HealTech, has been developed in collaboration with Gunboat (Newport, R. The Gunboat 57 was born from the ashes of the previous Gunboat Company. Add several tests to your cart. The price. ’ It has been designed with large sails, long. com. Gulf Coast. GUNBOAT’S Post GUNBOAT 6,608 followers 3y Edited Report this post Report Report. The Y. −100 4: Pirate Ship-of-the-lineView a wide selection of Gunboat 68 for sale in United States of America, explore detailed information, photos, price and find your next boat on DailyBoats. The Gunboat 72V is produced by the brand Gunboat since 2022. The Gunboat 68 (21m) is the first model launched by the new ownership of the company. Fast, technologically advanced, and elegantly designed, The Gunboat 68 is the culmination of development within the fleet since the first Gunboat launched in 2002. Lightweight, all-carbon composite construction is the foundation of this robust platform, designed to handle the wide variety of conditions. - Waa2. The price. See the latest Catamaran sailboat boats from the Gunboat shipyard. Price: POA EUR. 40 20 15 06:00 Specialist: Petra Piper Sold by Pirates 40000. Thus the Gunboat 80 manifests ambitions of the most discerning clients for more space, more speed and a high level of customizability. Model-gunboat-desktop. " Gunboat 68 DASH sums up the Bahamas cruising lifestyle!Condor cruised the 170 mile trip from La Grande Motte on Tuesday and settled into St Tropez. Fuel Tanks: 2 x 185 gal Fresh Water Tanks: 2 x 160 gal Description. Fountaine Pajot Alegria 67. . On Gunboat 60 MOONWAVE, captain and crew Sébastien and Sophie have been running a configuration of the Torqeedo Deep Blue Hybrid system, solar and hydroregeneration for 2 ½ years and > 35,000 miles. For fresh water are designed tanks with a capacity of 378 liters. Production is taking place in new state-of-the-art facilities in La Grande Motte, France, with the first Gunboat 68 having launched in early 2019! The exclusive fleet of over 30 Gunboats (spanning 48ft - 90ft) cruise and race in many parts of the world, a private but close-knit family of globe-trotting owners and crew who altogether have sailed. Fast, technologically advanced, and elegantly designed, The Gunboat 68 is the culmination of development within the fleet since the first Gunboat launched in 2002. The owner sets the cursor from superyacht-style cruising. The Gunboat Profile and History. ⛵️ Enchanting footage of Gunboat 68 TOSCA sailing off the coast of France during. View a wide selection of catamarans Gunboat 68 for sale in your area, explore detailed information, photos, price and find your next boat on DailyBoats. ↓ Price Drop. Life is too short to sail a slow boat. Purchase. Request Info. DREAM BIGGER. 2023 Gunboat 80. This week shows the transition to N. GUNBOAT | La Grande Motte, France. A$12,817,809* Fort Lauderdale, Florida. The Gunboat brand was acquired by Grand Large Yachting in 2016. 66. Manufacturer Listing. compare prices and find Gunboat 68 best deals. this home's neighborhood, is somewhat competitive. The first two 68s were delivered in late 2018–early 2019 to American owners who were looking for the best in racing-cruising catamarans. This is the first in our Gunboat Atlantic Ocean crossing series. Draft: 1. What Gunboat model is the best? Some of the most popular Gunboat models currently listed include: 60, 68, 48, 57' and 72V. In-Stock. 2008. Newport Rhode Island, United States of America. Tuck into this heavy serving of Gunboating to inspire new adventures and achievements in 2020. But for that price, you get a multihull that's out of the ordinary: ultra-rigid carbon platform, competition sails, unique fittings. A range of Hexcel HiMax carbon fiber multiaxials are used for these parts including 0-90 biaxials, ±45 biaxials, and infusion specific unidirectionals with aerial weights ranging from 300-800 gsm. 95 m: Min. To clarify the price and buy Gunboat 68. Fast, technologically advanced, and elegantly designed, The Gunboat 68 is the culmination of development within the fleet since the first Gunboat launched in 2002. . 77 m: Beam: 9. With the launch of the Gunboat 68, in no time clients came to us with requests to build upon this new benchmark series with a larger Gunboat. 4 GHz, turbo 4. DREAM BIGGER. With its internal helm station, the Gunboat 68 frees up a lot of aft real estate for sophisticated lounging. Last week we left Shayne on a rather pleasant trip from Antigua across the Atlantic Ocean on his way to Toulon in France. Looking for a catamaran or any other ya. View pictures & full details of a Catamaran built in 2023 by Gunboat 68 and available for sale. 2020 Archives. 1. 73 m: Hull Material: Composite: Measurements LOA: 20. 2023 Gunboat 72V. iNautia. Offering the best selection of Gunboat boats to choose from. 2,700 to 3,200 square feet (250 to 300 m²) of upwind sail area: the mast of the Gunboat 80 is no higher than that of the 68, a real guarantee of safety. 6m. We were pleased to host Nautique in La Grande-Motte this fall and see this Gunboat 68 review reach the Dutch sailing community! Nowadays also called "the Ferrari of the sea" among connoisseurs. . Tosca is built to the highest specification of all of the existing Gunboat 68s and has been significantly optimized for both performance on the race track and refinement of systems and comfort onboard. Photo – Gunboat . For each model we display key information such as price, length, beam, displacement, draft, engines, fuel capacity, water capacity, sail area, polar diagram, brochure, sail performance indicators. Price: POA EUR. Model-gunboat-desktop. 93K views, 983 likes, 147 loves, 117 comments, 601 shares, Facebook Watch Videos from GUNBOAT: Buckle up for the latest video of the #Gunboat68! From blasting along at over 20 knots to cruising. Currently she is located in FORT LAUDERDALE, United States and awaiting her new owners. ↓. MY CAT’s reverse bows, aggressive chine, and sheer-line result in an awesome-l. The Gunboat 68 was designed and engineered with aesthetics, performance, and utmost safety in mind – applying Grand Prix technology to what is at its core a highly capable world cruising yacht. With yachts starting at 40 feet, with the G4, a foiling catamaran, ideal to race in St Bart, to a massive 90′, there is no limit to what the brand can achieve in terms of design. A dream team of designers have developed the platform to make the Gunboat 68 the greatest Gunboat ever built. 9-feet and a draft of just 3. Price: Request Price: Type: Sail: Class: Catamaran: Length: 21. The Gunboat 68 was designed and engineered with aesthetics, performance, and utmost safety in mind for extended bluewater cruising. "Starrship" is a 2015 Gunboat 55 hull # 09. Gunboat 72. May 11, 2021 · La Grande-Motte, France ·. 2018 Archive. Gunboat 55; test GUNBOAT 62 - Successful Synthesis of Cruiser and Racer in a Bluewater Catamaran. US $19,157/mo. View a wide selection of Gunboat for sale in your area, explore detailed information & find your next boat on boats. A dream team of designers has developed the platform with close coordination from the existing owners and crew, as well as industry insiders. gunboat 68,炮艇68, 视频播放量 12361、弹幕量 18、点赞数 180、投硬币枚数 25、收藏人数 145、转发人数 13, 视频作者 大雄与糖糖航海生活, 作者简介 帆船环球航海VLOG|带大家探索世界 V:dx9477777,相关视频:78' (23. The Gunboat 68 is the culmination of development within the fleet since the first Gunboat launched in 2002. Its carbon from top to bottom and ready to race if you want to. 73 m: Max Draft: 2. waters. That seems to be changing though. Request price. Apr 7, 2019 - The Gunboat 70, the latest integration of sailing and lifestyle, elegance and comfort, in an ultra high-quality, ocean-going catamaran. The new Gunboat 68, Sea Tilt, during her recent sea trials. residents while in U. 2023 Archives. Price: Request Price: Type: Sail: Class: Catamaran: Length: 23. 2019. 8 mph). You’re the best!. The crew reported the vessel’s max speed exceeded 30 knots occasionally, with averages between 14 and 17 knots. Sailing. Sailing Performance Introducing Gunboat 6804. La Grande-Motte, France. 77 m: Hull Material: Other: Measurements LOA: 23. View pictures & full details of a Catamaran built in 2023 by Gunboat 68 and available for sale. * Price displayed is based on today's currency conversion rate of the. This cutting-edge design features a remarkable flybridge helm station, a testament to the continuous advancement in build technology and engineering. office in Newport RI. S. Fast, technologically advanced, and elegantly designed, The Gunboat 68 is the culmination of development within the fleet since the first Gunboat launched in 2002. 68. tax. A few tacks closer to the wind, under J2 and then under J1, showed the potential of the Gunboat 68 when the wind gets somewhat more pronounced around 15 knots of wind, the two hulls split the waves at 13-14 knots at 45° to the apparent wind, with a slightly more intense heel than on a more conventional cruising catamaran. Boats Group does not guarantee the accuracy of conversion rates and rates may differ than those provided by financial institutions at the time of transaction. The Y.