719/534. If you wish to actively join the. Mintos provides a great way to diversify your investments as well for passive income. $ 1299. To participate in the discussions, you will need to sign up and create your Mintos Community credentials: 1. If Mintos fails to provide investment services, retail investors are entitled to a compensation of 90% of the irrevocable loss resulting from the non-provision, up to a limit of €20 000. It has more than 4 billion EUR in funded loans, which is four times more than the closest competitor. S našimi přednastavenými portfolii začnete snadno investovat během několika minut. The maximum compensation an investor can claim under the scheme is 90% of their net loss, up to a maximum of €20 000. This does not mean the money is lost, but. My total profit over the period since 2015 is 10 614,08 EUR. Mintos. Mintos Review – 3 Years Later (11,80%) I’ve been investing on Mintos since September 2018, so for over 3 years now. Myst past experience tells me to avoid Mintos, reading the forums and explorep20p website, there are some alternatives you may try. $ 412. Award winning educational materials designed to help kids succeed. Mintos is an authorized investment firm under MiFID. AS Mintos Marketplace (registration no. We are Mintos - a licensed investment firm and a leading marketplace for investing in loans in continental Europe. 3% from investing in loans in 2021 The return rate is the most important factor for investors when they choose a […]How many stars would you give Mintos? Join the 2,122 people who've already contributed. 17 marzo, 2022. My honest review of Mintos. 000 inversores de 71 países y con más de 2 mil millones de euros invertidos en préstamos desde su creación en 2015. Mintos confirmed that they release them. Mintos shall not be responsible for any direct or indirect loss arising from the use of the provided information. EstateGuru is my pick to invest in property-backed loans (12,24%)⭐️; Mintos is also suitable for large P2P investors Mintos es una plataforma de préstamos entre particulares que permite conectar a inversores con prestatarios de varios originadores de préstamos de todo el mundo. TC. A free inside look at company reviews and salaries posted anonymously by employees. De forbinder investorer og låneformidlere. Mintos P2P obligă toți creditorii parteneri să susțină măcar o parte din împrumuturile generate din bani proprii. JapkeMe and Mintos. Estas son las Mintos opiniones. 9 Total Score. The report is designed “to provide investors on Mintos and other stakeholders with insights into. AS Mintos Marketplace (registration no. Tema: Dinero (Trabajo). Office address: Skanstes iela 52, Riga, Latvia. A great alternative to Mintos can be Peerberry. Oct 15, 2023 | 5:14 PM. Below you will find an overview of the things that we will. And as Bondora Go&Grow* shows there is a high demand by investors for simplified products. 3. Office address: Skanstes iela 52, Riga, Latvia. There are a number of detailed methods that can help you finds exactly what you are. With these numbers, I believe it is possible Mintos can supply enough liquidity to the secondary market. Which means that it can lower the interest rate. Please, be aware of spam and bot-created advertisements of other services and reviews that interfere with the summary of real user impressions. This should provide some additional security around protection of uninvested cash, or Mintos committing fraud (for example). In the interview with P2PMarketData, Mintos Head of Product Marcis Gogis talks about upcoming products, automation of data, the Mintos Community forum, competitors, and more. Aunque hay otras plataformas que también. It’s one of the most popular science demonstrations: Pop a handful of Mentos candies into a bottle of Coke, and a fountain of bubbles rapidly spurts from the open bottle, often over a metre into the air. Mintos har allerede over 390. 5 million of municipal money to help build the La Colle Falls Hydroelectric Dam. In August 2018, Mintos introduced risk ratings for loan originators offering their loans on the Mintos marketplace. About investing, Notes and loans, automated portfolios, Mintos Risk Score, pending payments, and funds in recovery. Mintos, the Latvian fintech that operates a global loans marketplace to let you invest in loans from various loan originators, has raised €5 million in Series A funding. The. While the volcano project is most certainly acid-base. 8 VERIFIED COMPANY mintos. Minimum investment: €10. 4. Eso sí, me gustaría que la plataforma de MyInvestor luciera algo más moderna. We also believe that diversity should be joined by respect for different points of view as a result of different backgrounds, experiences and depths of insights. Each platform has its unique features and investment opportunities, catering to different investor needs and risk profiles. Lendermarket es la plataforma de préstamos P2P del grupo financiero Creditstar, uno de los Originadores mejor valorados en los ratings internos de Mintos y en reputadas fuentes externas como ExploreP2P. Browse Printable 1st Grade Persuasive Essay Structure Worksheets. 7%, Finbee*-5%, Savy*-5%, Neofinance*-5%. I remember it took me some time to trust Mintos. In January 2023, Mintos introduced a new tax report for the year 2022. By Sterg. Start for free now!Browse 1st Grade Persuasive Essay Structure Educational Resources. Iscritto su Mintos da un mese - Opinioni? Ciao, ho letto l'ultimo thread su Mintos ma vorrei dare la mia opinione e cercarne altre da utenti più esperti se possibile. Mentos Chewy Mint Candy Roll, Mint, Peanut and Tree Nut Free, 1. Bruce Springsteen. Start the easy way. Do you agree with Mintos's 4-star rating? Check out what 2,760 people have written so far, and share your own experience. 08. As a company, it proved resilient and well managed under harsh conditions such as Covid pandemic. Oltre il 60% degli utenti ha valutato la piattaforma con 4 e 5 stelle, ovvero come un servizio buono o eccellente. Investing in financial instruments involves risk. After its foundation, PeerBerry was sold to private investors. The average interest rate for loans on Mintos is currently 10,39% per year. 719/534). Some of the best P2P lending platforms are Mintos, Neo Finance, Bondora, PeerBerry, EstateGuru, Profitus, and Debitum Network. Explore the latest YouGov polling, survey results and articles about Mentos Mint. Conclusion: Mintos VS PeerBerry. In 2016 they had a negative result of. 719/534. As a condition for granting permission, The Central Bank "stipulated a maximum repayment of €10. Mintos plans to offer ETFs and bonds later this year. Total investments saw “a significant increase to €97 million, and interest earned by investors climbed to €4. 000 investorer fra mere end 70 lande. Or create your own portfolio with 15+ customizable investment criteria. ” Me: “That’s why I ordered a bucket, so no one’sEn resumen, Mintos es una plataforma amplia, útil, segura y con la que puedes hacer inversiones certeras y efectivas. Mi opinión personal sobre Mintos. The Mintos investment base has 509,000+ investors from 62 countries. No other P2P investment platform in Europe currently offers investors the level of potential diversification by loan type, originator and geography. Mintos je P2P platforma poskytující prostor pro P2P půjčky (P2B). FEATURES: Each 1. Además te. Result for investors? €118 million at risk, big part of that frozen and much lower return than promised. Mintos is growing very fast and soon institutional investors will get into the game. The Girl on the Train. The. Product Pipeline and Loans as Notes Mintos is already one of the platforms with the most. They both have a 1-click investing automation. ¿Estás de acuerdo con el TrustScore de Mintos? Da tu opinión y descubre lo que piensan otros 2948 clientes. Investování do půjček, přesně o tom bude dnešní Mintos recenze. Milano's Ristorante. Mintos just crossed seven billion in total funding, and it is by far the largest platform in our database. New Mentos CleanBreath hard mints are proven to help provide clean, fresh breath for 30 minutes. 8. To address the fact our investors have questions and opinions to share, we’re launching our new Mintos Community Forum to give discussions about Mintos and our services a new home, and to replace the old comments functionality on our blog. Share. Your experience matters. Track calories, carbs, fat, sodium, sugar & 14 other nutrients. My p2p Blog in English / My p2p Blog in German. In recent years the platform has reported negative results. Last Edit: Dec 27, 2016 2:06:11 GMT by buttchopf23. License number 06. Ik ben geen uitzondering, lees de andere reacties maar na. Sono ormai iscritto da più di un mese e, nonostante il Net Annual Return del 7. Hasta el momento los inmuebles en los que ha invertido son viviendas, tanto reformas como obra nueva, locales comerciales y hasta hoteles. Mintos’ investorer har investeret over 6 milliarder Euro, eller ca. In. Desde invertirconcabeza pensamos que Mintos es una de las mejores plataformas para invertir en el sector del crowdlending. In March, the total investments on Mintos saw “a surge of €90. What ensures the longer-lasting freshness of these sugar-free mints is the layering of green tea extract in between two layers of. Mentos Mint 4. After. | Read 321-340 Reviews out of 1,164Mintos has an overall rating of 4. Do you agree with Mintos's 4-star rating? Check out what 2,900 people have written so far, and share your own experience. Mintos er en online markedsplads for lån, også kendt som crowdlending- eller P2P platform. Some of the best P2P lending platforms are Mintos, Neo Finance, Bondora, PeerBerry, EstateGuru, Profitus, and Debitum Network. Read London St James Chronicle Whitehall And General Evening Post Newspaper Archives, Jul 25, 1844, p. Statistics published by Bondora show that in April 2019 63% of the new investments in. Mintos – viena populiariausių P2P platformų, kurioje gali investuoti tiek pradedantys, tiek jau patyrę. Antes de empezar, un pequeño recordatorio de. Mintos, a global marketplace for investing in loans, is a go-to investment platform where retail investors can invest in a diversified way in income-producing assets to build wealth in the long term. Still, it is a massive marketplace and mintos should not be discarded entirely in our opinion. Τα γραφεία της Mintos είναι στην Ρίγα της Λετονίας, στον τόπο όπου ιδρύθηκε το 2015: Legal address: Skanstes 50, Riga, Latvia. El crowdlending es una parte de mi cartera de inversión y Mintos una de las plataformas que utilizo. 72,472 people have already reviewed Mintos. 302 reviews #33 of 202 Restaurants in Nanaimo $$ - $$$ Italian Pizza. 7 billion in total loans funded at the end of 2022, Mintos is the leading platform for investing in loans in Europe. Buenas shurs. Visit Platform Rating ⭑⭑⭑⭑ ⭒ 4. Linux Format. Principalmente por la seguridad que ofrecen y por la variedad de opciones para invertir que están disponibles. Reviews 6. Mintos is without doubt one of the flag bearers of the P2P lending industry. Mintos has released three financial statements, from 2015 to 2017. Read about their experiences and share your own! | Read 101-120 Reviews out of 1,393 Do you agree with Mintos's TrustScore?How many stars would you give Mintos? Join the 2,169 people who've already contributed. Taking the UK P2P Lending market as a benchmark, everything was a bit too beautiful, but there were reasons for this. . En su plataforma se han invertido más de 6 mil millones de euros, cuenta con un gran abanico de préstamos con garantía de recompra y la posibilidad de configurar el autoinvertir de forma. Very slowly and carefully, open a new bottle of colorless soda. According to the province, SaskPower has estimated that electricity rates would need to “more than. It connects retail investors with borrowers of many lending companies. With continued fire risk in many regions, and tens of thousands of people still under evacuation order and alert, the Province is extending the provincial state of. Mintos can stop my investment operations or whatever they want but not letting me withdraw my money. Minto head coach Tim Leonard says receiving an invitation was a goal for the team from the start of the season. Mentos 90% Paperboard bottle is re-closable lid and widely recyclable with clear. Their rating on the commonly known rating scales would be sth like CCC, best case B-. But in the end,. Mintos investment. 000 inversores distribuidos en más de 63 países a lo largo de todo el mundo. Man, why did I like J? There's nothing of value there at all. Quanloop ofrece teóricamente un rango de rentabilidad variable en función del perfil de riesgo con el que configuremos el Autoinvest, que oscila ampliamente entre el 5% y el 25%, siendo ambos casos extremos. Europe’s biggest loan marketplace Mintos has taken the “next steps to protect investors”, and is excluding all loans from Russia and Ukraine from its main market. The decision making sits with the Board of Mintos, who has a say and their opinion is always taken into consideration. Mintos Community is open to all investors. Mintos. Browse Printable 5th Grade Persuasive Essay Structure Worksheets. La maggior parte di queste recensioni negative su Mintos riguardano problemi tecnici e incomprensioni causate da ritardi nel trasferimento di fondi (poi risolte). The. How many stars would you give Mintos? Join the 2,169 people who've already contributed. Dumb money verliest geld op Mintos. You will also find my results after 10 months of investing and a 1% cash back joining link at the bottom of the post. It is normal on Mintos to have a part of the loans in ricovery status. Date of experience: 29 August 2023Browse Printable 1st Grade Persuasive Essay Structure Worksheets. Today, Mintos is by far the biggest European P2P lending platform. He spent some time reading reviews about Mintos and read a lot of different opinions – both good and not-so-good. "The funds are not lost, and there is then no planned compensation. On more way to complement Mintos is NeoFinance. Investēšana regulētā vidē nodrošina pārredzamību un investoru aizsardzību. Currently, there are Notes available for 3 lending companies: CashCredit (Cash Credit Mobile EAD), Eleving LV (AS mogo. Posts: 199 Likes: 79. 45 milliarder danske kroner. No garantizado: Recuerda que tus inversiones no están garantizadas. " Six months SearchMintos lenders can go belly up, suffer major problems and delays due to internal or environmental causes. Housers es una plataforma de financiación colectiva sobre el mercado inmobiliario. Mi opinión personal sobre Mintos. I was looking around the internet, and thought about how. I have an opinion about this Invest and access aspect. If a company is to manage just under 2 billion euro, i will expect them to make money. No other platform comes close to these numbers. The Mintos Review Conclusion. Anyone can join the Mintos Community and browse its various discussions. After some investigation, the first thing I thought was: “This is a bit too nice to be true”. “Three months after the imposition of sanctions and Russia’s retaliatory measures, the microfinance market [in Russia] began to adjust to the new realities. My investments. If you decide to invest on Mintos you should expect that some of your funds will eventually get stuck in "pending payments" or "in recovery", which. Mintos has released three financial statements, from 2015 to 2017. The top 7 platforms to lend money and earn interest with P2P lending by investing in loans. They have changed there policies and due to my citizenship have closed my account. Forus Las Rejas os propone visitar su circuito de aguas de 400m2 donde las burbujas, la presión de cada chorro en tu espalda y el calor húmedo os harán olvidaros hasta de cómo os llamáis. It’s a space dedicated to conversation about investing in loans. You do not reduce the major systemic risk which comes from the Platform fully collapsing. As mentioned in another announcement posted by Mintos, the CEO of GoCredit, Federico Diaz, noted that the company “achieved a record-high net profit for the first half of 2022, almost €1. com We’ve written this Mintos. 29-dic-2017 22:37. Based on the results and findings, subscores are upgraded or downgraded, which can lead to an upgrade or downgrade of the Mintos Risk Score. We suggest you use the same email that you use for logging into. Select Post; Deselect Post; Link to. Mintos is a popular peer-to-peer (P2P) platform for both beginner and experienced investors, with investments accepted from just €10. I think this is the worst thing they can do. Let us put more pressure by open communication to show Mintos the influence of customers. You can get that as well using my link to sign up. Rispetto ad altre piattaforme necessita un po’ più di attenzione nella. Your experience matters. The Mintos first played the visitors on Saturday night where the game needed extras to decide a winner. Si miramos el portal Trustpilot, vemos que Mintos ha obtenido una puntuación de 3,2 (sobre 5) en 1. About this item . Debido a la pandemia y la guerra de Ucrania, l as valoraciones negativas han ido creciendo en la web. The company is a total mess. Every organization has financial information it needs to maintain, monitor, and utilize. While we frequently share updates and news about various topics on our blog, the comments functionality. Coke and Mentos Experiment. Per lungo tempo è stata la mia piattaforma preferita ma negli ultimi mesi il livello medio di interessi si è abbassato dal 13% al 11%. In this Mintos review, I share my personal opinion and why I think it’s a must-have and the top P2P lending platform for beginners. EBT eligible. 1. Savings survived 2020 time and had positive year result each year so far. 2, codenamed "Victoria," is a refreshing update to my favorite Linux desktop distribution. 32 oz, 15 Count. Tutorial como invertir en Mintos. 4. As we move forward with our new products roadmap for this year, we are turning to our investors to see their opinions and experience about investing in exchange traded funds (ETFs) as one of the potential services we might offer once Mintos becomes a regulated marketplace. The month of August has shown “promising growth” on Mintos. 294. I have found that quite some of my loans with Mintos have been delayed. with rookie forward Taite Donkin scoring just. Did you know the classic “mentos & soda” experiment is actually a demonstration. 800 opiniones. Investment Structures. On the wax paper, carefully use a knife to crush and cut four Mentos candies into many small pieces. With a balance of over 7. 9 +1 vídeos y capturas de pantalla para que no te pierdas ninguna de las ventajas de las inversiones de alto rendimiento. When an organisation moves to a self-management model, a key service centralised management traditionally played – giving feedback – is often ignored, leaving teams struggling to truly grow. | Read 61-80 Reviews out of 1,540Mintos Reviews 2,951 • Great 3. >Regístrate gratis en Mintos en 5 minutos Tyreek Hill slams IShowSpeed's 'Coke and Mentos' challenge. Overall, I am satisfied with the platform, it is just an additional building block to other assets. Mintos. Sin comisiones: Mintos no te cobrará nada por invertir en su plataforma. Accounting is an important part of any business. Review. Conclusioni (la mia opinione) Mintos è il più grande sito di prestiti peer to peer in Europa ed ha numeri davvero impressionanti. Credi anche tu che Mintos debba essere valutata 4 stelle? Leggi cosa è stato scritto finora da altre 2. ETFs and bonds are a first step to broaden the. She wears glasses and has a scar on her forehead. Responses and information provided don’t represent the opinions of Mintos. The quality of answers of Mintos is more then week. 43%. Date of experience: 12 November 2023. I say this all the time and I’ll say it again. Ik investeer sinds 3 jaar op Mintos en sta gemiddeld op 10. I look to the toilet but it's a busy cafe with a single toilet. Quelle che troviamo su Internet, come ad esempio su Trustpilot, sono a volte molto contraddittorie. NEW SURVEY: Your experience with ETFs. The pink fruity mint candy is perfect for the office, baby shower favors, wedding candy and other events. Ve. Hasta el momento los inmuebles en los que ha invertido son viviendas, tanto reformas como obra nueva, locales comerciales y hasta hoteles. 5% interest per year while the borrower is paying 194% APR. This is our favorite opinion-writing mentor text for introducing kids to win-win solutions and encouraging them to suggest them in their own opinion writing. Si tienes una cartera de inversiones amplia y te atrae el crowdlending, entonces Mintos es una opción segura y que debes siempre tener en cuenta. Earlier this month, the team at European lender Mintos. | Read 241-260 Reviews out of 1,524Mintos is among the biggest p2p marketplaces worldwide. Hi everybody. 000. “Dear Mintos Investors, The impact of sanctions and retaliation measures were highly impacting regulatory rates in February and March because of FX [RUB currency exchange]. Τέλος, η βαθμολογία της Mintos στο TrustPilot είναι 3,1/5. EstateGuru is my pick to invest in property-backed loans (12,24%)⭐️; Mintos is also suitable for large P2P investorsMintos es una plataforma de préstamos entre particulares que permite conectar a inversores con prestatarios de varios originadores de préstamos de todo el mundo. Next day my partner and I walked our dogs down to a cafe. The Mintos auto-invest functionality enables me to invest hands-off. MINTOS Opiniones 2023 – La Más Completa Plataforma Crowdlending P2P. The enjoyable service is something these restaurateurs care about. Tema: Dinero (Trabajo). Mentos Mint 4. Mintos Reviews 2,621 • Average. Tema: Dinero (Trabajo). If a company is to manage just under 2 billion euro, i will expect them to make money. Mintos also had a good amount of exposure to Turkey, most of which is in default due to the weak Lira. What is going on. 14. Yes, I have 1,2k € in "recovery" and, for me, it is a very good result compared with the 9,4k€ interests I have earned. Mintos is growing very fast and soon institutional investors will get into the game. If you like to work with numbers and have a knack for analysis and problem solving, a career in accounting may be the right fit for you. Mentos are a brand of packaged scotch mints or mint-flavored candies sold in stores and vending machines. It provides additional protections in the event that Mintos goes out of business. Now, more than ever, Mintos faces a moment of true where alignment with loan originators over investors can bring black clouds. Date of experience: 14 November 2023. | Read 21-40 Reviews out of 1,570. Níže také naleznete Mintos bonus na 1 % ke každé investici nebo Mintos promo kód na 50 EUR. Oltre il 60% degli utenti ha valutato la piattaforma con 4 e 5 stelle, ovvero come un servizio buono o eccellente. Regarding your comments: "We believe that our communication is not poor" - well, at least 38 of your users disagree on that. Many people assume that the geyser forms when a Mentos candy is dropped into a bottle of soda because of an acid/base reaction, just like when you mix baking soda (sodium bicarbonate) and a vinegar solution (acetic acid in water) to create the ever-popular “volcano” science project. 06. Bulk package includes 15 Mentos® Strawberry Chewy Mint candy rolls, a total of 210 pieces. Stephen Mintos is a Managing Director at ACA based in New York City, New York. Urging Ottawa not to proceed with the regulations, Dustin Duncan — the minister responsible for SaskPower — called the proposed rules “unaffordable, unconstitutional, and technologically and logistically unattainable. In 2021, the result was -1,688,352 euro. 1%, Viventor*-6%, Iuvo*-5. So there won’t be much changes anymore. Mintos has changed the terms and conditions and introduced pending payments, loan extensions, and funds in recovery, limiting investors' liquidity. If you are not one of these 100,000 investors, join the biggest European peer to peer marketplace platform today and get 1% cashback bonus for the first 90 days on top of already great 11. It can actually be a smart play on their behalf, given that they say their crowdfunding round is part of a planned VC raise. Saying this, we do provide answers and participate in discussions with investors when called for it, but we also provide the space for conversations between. Purchased a bag of 150 mint mentos as a study snack. A Mintos update. (Crédito: Thomas@Widerberg. ”. Now, Mintos offers +1% extra for 90 days. From what I understood, Mintos considered that I didn't have enough knowledge to run the strategies I'm currently running based on the answers I gave in the Suitability Test. In the European P2P market, Mintos is the most significant player, with a 38% market share. Hoy hablamos sobre Mintos, dando mi opinión sincero sobre la plataforma como opción para diversificar un portfolio con Crowdlending, aumentando así las ramas de tu inversión con P2P y préstamos económicos. Mintos is the holy grail of P2P investing. “On Wednesday when they picked up and left, we thought they were leaving for good because they were pointed east, but they went north,” said Miller. Aquí tienes este super tutorial sobre Mintos, con todo lo que necesitas conocer para invertir en la mejor plataforma de Crowdlending de Europa. Since the beginning of the court process in early June, several legal procedures have taken place, including a court hearing on 2 August. To navigate through the content in the Mintos Community, use the search bar: on the front page, within the topic, or on the specific post that you have opened. Mintos was made to work for you – whether you’re an experienced investor, or just started. 🔴Link Iscrizione Con Codice Invito: Invito: XBWHGA🔴Articolo di approfondimento: (not verified) There's a few issues using coke and mentos. Mintos managed to lower this amount by €10 M in 2023 so far. También os comento que. For more details on this update, check here. I thought the risk would be the companies taking the loans and not Mintos, turns out I was very wrong. Kalau dalam kata kerja (verb), asking merupakan bagian dari saying verb yang masuk sebagai kategori action verb. To learn more about where Mintos is heading in the future, we invited their Head of Product, Marcis Gogis, for a chat about upcoming products, what happened to Mintos’ plans about launching personal IBAN accounts and debit cards for. Investors can diversify their investments thanks to thousands of loans offered by more than 60 lenders from around the world on the Mintos platform. Tilt the cup and slowly pour the soda down the inside of the cup to make as few bubbles as possible. In this article, we share how to give effective feedback to. I changed the rating of this story from M to T. Unfortunately, I did not receive a 1EUR refund in February, in fact the amount of "in recovery" increased. Una opción muy trabajada que tiene la plataforma de Mintos es la función de autoinvertir. 06. The current format takes into account investors’ feedback as well as requirements related to the setup of investments in regulated financial instruments, introduced in May 2022. This feedback is reflected in the way we’ve built the Mintos Community. 6%. Even in 2023, Mintos is facing severe challenges with the performance of loans under management. It’s easy to get started in minutes with our ready-to-go Mintos Core. Diamo ora un’occhiata alle opinioni su Mintos. Mintos nació en 2015 en Letonia desde entonces se ha consolidado como la plataforma crowdlending líder en Europa y, en mi opinión, de forma merecida. Over 20% of my capital is “in recovery”. See full list on jeangalea. Quiero entrar a participar en esta plataforma de lending pero me gustaria saber que tan bien funcionan estas plataformas. Whether this is really meaningful and/or necessary, we leave aside. Mintos has received praise and condemnation for their practices regarding fund recovery. Please, be aware of spam and bot-created advertisements of other services and reviews that interfere with the summary of real user impressions. 2,104 people have already reviewed Mintos. The total size of Mintos today is above 5. Mintos has done no valuation of the data provided by Creditter.