It means more volume of the transaction will increase demand for credit. 8% for credit cards and 0. Reduce costs, such as check processing – and boost engagement by enabling global use. ; Using these ATMs is similar to using an ATM of a bank other than the bank where. Card Schemes. 16. Sometimes called closed-loop EMV, white-label EMV technology has been used by domestic debit schemes and retailers for their private-label cards for years. debit card. Using a white label debit card program, an IBC, can integrate debit card payment systems with its payroll department using ready-made software and turnkey solutions. Same-Day Deposits are available to merchants on integrated software platforms with a 5:00 pm PT cut-off time for payments processed on WePay. Imagine the ideal card for your payment program, we create its design and have it validated with Mastercard® and regulators. White-label debit cards provide accessibility to a larger population, including those without bank accounts or credit scores. You can choose to launch your white-label cards with Visa, Mastercard, or UnionPay, set them up as prepaid or debit, and select physical or virtual options. Card to card transfers. *Subject to card design & implementation. Personalized solutions for your own needs. Call us at (41) 43-508-0590 for more information. The end-user, your customers, will only see your branding. Instant issuance of personalized virtual cards for various. General Purpose Reloadable (GPR) Travel and expense. White-label card issuer with global payment gateway and processing solutions for prepaid and debit cards. debit card services, prepared by the Electronic Funds Transfer Working Group. Global payment solutions tailored for your business. Design your best-fit solution, allowing you to operate effectively within an on-demand economy, launch your fintech startup, supercharge your neobank, or create cards for the travel industry. Dwolla is a white-label payment service that integrates your business with the Automated Clearing House network to send and receive ACH payments. Providing white label debit & credit card solutions and Banking as a Service for financial services & institutions. Experience the convenience of seamless transactions, whether shopping online, dining out, or traveling. These cards don’t carry the typical Mastercard or Visa logo. Telephone advice in Spanish : +34 91 290 89 59. Our API-based card issuance system simplifies the process, from production to distribution, ensuring a seamless experience for both businesses and consumers. Elevate your brand with Youtap’s white-label digital wallet and companion card solution. Offering tech-as-a-service is an opportunity for Wirex to utilise our existing, immediately viable infrastructure to meet this demand. We're a Principal Member of Mastercard, meaning our customers receive fast-track BIN sponsorship for debit cards, pre-paid cards and credit cards. Thales also delivers the SDK, which makes payment with a mobile device possible. 8. When you choose white-label debit cards from iServeU, you choose all of the following goodies: A Full-Fledged API Solution . Start innovating with Marqeta today. However, they at least allow people to store balances in bitcoin. 0155: Card Issuer Fee: 0. Expense control services. and may be used everywhere Visa debit cards are accepted. A comprehensive solution enables individuals to “top up” the Pre-Paid and Debit Cards in different currencies and potentially. From operational aspects to financial management, the stakes are high. White-label - Banking as a Service (BaaS) is where companies take third-party products, throw their own brand on it, and market them as their own. Striga is a platform. is the pioneer in providing white label debit card programmes to financial institutions underserved by traditional providers. Let’s create a strong future for you and your banking customers. Platforms and marketplaces that have large user bases can benefit greatly by offering an e-wallet functionality via deposit. Designed in partnership with Clay. In a digital era, where financial transactions are no longer confined to physical wallets and tangible currencies, there emerges a revolutionary trend that epitomizes the amalgamation of technology…Issue prepaid ATM debit cards loadable by bank transfers and crypto currencies ; Inquire Now. You can customize any brand and corporate card. Get Order ID and Auth Codes. 02. Individuals and companies looking for a multi-currency account to manage EUR, USD, GBP, and JPY will find Payoneer a secure and reliable option. 2 percent of all prepaid debit card payments by number, up from 38. Finally, we will touch on ensuring security and compliance when offering a white label credit card program. On the acceptance side. With a single-integration, our card issuing platform allows you to advance seamlessly from card setup through embossing, fulfillment and activation. Get in touch. 03. Talk to us to find out more about embedded finance or our other white-label solutions. In the same vein, the Finnish fintech company, Enfuce, can produce all sorts of white label cards in 8 weeks: debit cards, prepaid cards, gift cards, and credit cards, all while. Optimus Cards UK Ltd. Here are a bunch of debit card programs. Key Opinion Leaders (KOLs) to grow your card program, by offering them attractive earnings. Brand your client portal for a seamless end-to-end user experience. Our. Partner with a trusted, global payments leader. Key Features Cards. Our Program API provides the foundation for you to launch, scale and grow your white-label card issuing program. Debit / Credit / Prepaid cards, Physical / Virtual Cards; Consumer / Business cards; Our Benefits Fastest time to the market / Rapid launch;. Put the power of digital banking at your consumer’s fingertips with Crassula’s White-Label neobank solution. Offer yield-bearing products. Contact us now. The software, when integrated with your online. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. The FinTech landscape is experiencing unprecedented growth, with a pivotal role played by the advent of white-label crypto debit cards. White label credit cards offer numerous benefits for customers, including the ability to earn rewards or loyalty points for making purchases from the specific retailer or business with which the card is branded. Configure and manage all your virtual or physical debit and prepaid card products with a. Crypto Wallet. com. In the fast-paced world of digital assets, you’ve likely heard buzzwords like blockchain, FinTech, and cryptocurrency swirling around. Use these cards for your business needs, highlighting your brand’s identity. What is White label-ATM? Automated Teller Machines (ATMs) set up, owned and operated by non-bank entities are called “White Label ATMs” (WLAs). Examples of businesses that are using white label card solutions successfully include loan services who use the cards to transfer funds or cryptocurrency exchanges, who may offer debit cards for. Orenda’s Key Features. *When consolidating purchase volume processed through Marqeta’s platform in 2019. You know your business needs and what your cardholders want—our white label credit program helps you deliver. Credocard is the industry leader for co-branded cards, Co branded prepaid cards, white label card programs, software and payment integration platforms and turnkey payment solutions. Our white-label mobile app for card issuers provides easy and secure access to card information, as well as a wide range of card services. Omniwire offers its customers a wide range of ready-made white-label solutions for businesses. White-label debit cards raising your brand awareness; Payment initiation and card acquiring for seamless online transactions; 2. Why to use our White Label solution. This module is available for EUR 3500 (one-time only fee) and is easily implemented in any current EBANQ system. We, in turn, will perform regular checks to ensure compliance with the Bank of Lithuania. Hydrogen is a no-code & API platform that allows developers to easily launch white label financial products. Put your brand front and center. Top. Such a card is easy to carry and allows the payee to take complete payment at once or use the balance as needed for expenses. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. and Canada) +1 781-373-6808 (International number) Forsale Lander. Continue to build your company’s brand with PayQuicker white-label solutions. Same-day deposits with no extra fees. Card products are white-label branded for you, and card numbers are tokenized. Visa’s crypto card program includes partnerships with 50 of the top crypto platforms to provide white label debit cards using the Visa logo. Issue branded debit, credit or prepaid cards with one of many integrated issuers. ”. Co-branded credit cards are issued by a financial institution — usually a bank, but it can also be a credit union or fintech company — along with another company, organization or brand. All KYC included and built in as real time onboarding. Zero Fee Virtual Deposit Account. The platform is designed to help these institutions offer a variety of loans and financing options to their customers without having to build their own custom. For more details call us at 408-999-5466. The expiration date is updated automatically; No annual fee: Enjoy the benefits of the CSX White Debit Mastercard for CHF 0 per monthWhite-label debit card issuing is a service offered by financial institutions that allows businesses to issue branded debit cards to their customers, without having to invest in the infrastructure and resources required to manage the card issuance process themselves. That’s it. Cardstream is a global connector of payments, offering 360 ° comprehensive solutions. This development opens up new capital inroads that will propel users of polygon's DeFi ecosystem to the next level. Co-Branded Card programs – Prepaid Debit Cards and Credit Cards. Private label cards have grown steadily in terms of purchase volume. Clients will also have the option of choosing between Visa and MasterCard cards and GBP, Euro or USD currencies. Customers are responsible for monitoring their total assets at each. 1. Check out the latest trends driving the embedded finance industry. Check out the latest trends driving the. Flexibility; White Label card program Grow your brand visibility and recognizability by launching your own branded cards. Increasing spending and volume of purchases. White-label debit cards provide accessibility to a larger population. The integration feature is better than all other. Start innovating with Marqeta today. whitelabeldebit. 25 trillion, and this volume is expected to reach $9 trillion by 2027, giving us a whopping CAGR of 22%+. Our Program API provides the foundation for you to launch, scale and grow your white-label card issuing program. Includes prepaid. Secondary cards. White Label ATM (WLA) operators’ charge card-issuing bank fees to provide this facility to the bank’s clients. How do you save money? Pay just a simple, flat per-transaction fee. Wallester’s white-label service allows clients to create own-brand virtual and physical Visa cards – whether prepaid, credit or debit – based on. per standard, physical card. Debit Cards Spending Cards. Whether they want to make purchases using credit cards, debit cards, Apple. Process the payment with the Card Processing API by using the Create Wallet Order endpoint. We take compliance off your shoulders by handling all KYC, AML, and other procedures, related. Regulated Debit Costs. $3. White label debit card issuing has become increasingly popular in recent years as more and more businesses seek to offer payment services to their customers. 95. You can choose to launch your white-label cards with Visa, Mastercard, or UnionPay, set them up as prepaid or debit, and select physical or virtual options. GoHenry lets kids choose from more than 45 fun debit card designs. Payment Processed 2022. to new destinations. Wallester, an Estonian company, is issuing labelled debit cards of high-tech nature and the integration of REST API is of great help to both physical and virtual cards. White Label Crypto Debit Cards. 02. The mobile apps also let grown-ups monitor, and even limit, purchases — say, by setting a. This is a powerful tool for building brand recognition and increasing customer loyalty. 3. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party financial. Financial License Our BaaS partners have all the required regulatory approvals and licenses. Your way. While white-label debit cards are associated with a bank account, other options don. Merchants must deposit into a single Chase bank account to be eligible. Seamlessly spend digital currencies using your Club Swan card. cashback), high-yield crypto accounts (white label X-Accounts) and crypto / fiat. Discover Ayoconnect's White Label Virtual Cards API (powered by Mastercard) for expense management, lending, online travel, and more. You design the purpose, we build the card. Dwolla is a white-label payment service that integrates your business with the Automated Clearing House network to send and receive ACH payments. When your brand logo is featured on the card, you can raise. By partnering with a white-label digital. There is a limit of 30 transactions per second, which can cause problems when millions of people try to use it simultaneously. Common Bank Application Effortlessly get required bank approvals with a single form. Our card portfolio and services are the most deployed solutions in the market. In the rapidly evolving world of fintech, the integration of blockchain technology is reshaping how we think about financial transactions and payment solutions. As we sail forward into the digital age, traditional financial systems are being revolutionized, modernizing transactions and paving the way for innovative financial tools. We tailor our prepaid cards solutions to your unique needs including program sponsorships, white label sponsorships, and retailer programs. White label cards. Full Range White-Label Banking. The fact that Lama was accepted into this program is a credit to both the stature of its. 0. Have you ever thought you could pay for your morning latte with Bitcoin? Well, with the growing popularity of white-label debit cards, this could be your everyday reality. Launching White-Label Card — one step ahead of other brands in competition. White label core banking 2022. Quick, Customizable, and User-Friendly Card Issuance Solutions Redefine the way you issue cards with OmniWire. They can provide the infrastructure while you focus. What are White Label ATMs (WLAs)? Ans. 💼 BitPay VISA Debit Card: Available to US residents from all 50 states. Flexible ways to earn revenue! White Label Partners are able to mark up some prices and others, you receive commission from Novae or our partners. White-label debit cards offer a unique opportunity for businesses to drive customer loyalty and increase engagement. Wallester white-label cards allow companies to brand their own cards and. You will be able to launch a variety of rewards programs in addition to customer loyalty programs. White-label VISA card issuing company with global payment gateway and processing solutions for businesses and consumers with 0% maintenance costs. No collateral requirements. Test Your POS System. CUSTOMER METAL DEBIT CARDS START AT $199. When your brand logo is featured on the card, you can raise. Rule E1 of the Canadian Payments Association (CPA) covers the obligations of aPacked with all the tools needed, the iGaming white label platform offers a full suite of solutions and. Setting up the Standard, White label or Co-branded card program is quick and easy. In Australia, interchange fees are capped at 0. Regulatory ReportingWe are happy to announce a new integration between EBANQ and Pecunpay, issuer and processor of MC and VISA cards. Private Label Credit Card: A private label credit card is a store-branded credit card that can only be used at that store. Our crypto debit cards are universally accepted, allowing you to spend your crypto at millions of locations. Since 2005, world-leading companies like Google, Coca-Cola, Nestle, Volkswagen, Heinz, and LG have trusted us to provide their customers and staff with a variety of solutions including white label debit cards, embedded payments, and embedded finance. Our cards are made for you. Unlike other card issuers, our unified payments platform means we can bridge your acquiring and card issuing - helping funds flow seamlessly from one side of your business to the other, with nothing tied up in transit. io. S. Designing your best-fit solution, you can do business in an open-market economy, start stable fintech operation, or launch a card for travel and. 4 reasons why VISA is the best choice for your white label debit card . The software, when integrated with your online. Issuers can launch payment offers that fit their local market needs while enjoying fast time to market and low. For SME owners, customer loyalty and employee perks are vital. Virtual and physical prepaid debit cards, funded with crypto. White label business debit cards offer both physical and virtual card options. Age requirement: 6 to 18 years old. We offer an end to end, in-house consumer and commercial card issuing and processing. You can spend your money guilt. Any service and product of the Omniwire platform is available for customizations and usage by any business. Over 30 domestic schemes and local labels, representing 150 issuers, have already issued 120 million cards, mobile devices, and wearables implementing PURE white-label EMV. You can focus on marketing your bank while the BaaS. Our entry-level EMV cards are designed for basic payment applications. That meant some tough choices. Timo Lye May 30, 2023 2:07 am Maximizing Crypto Transactions with White Label Debit Cards: A Complete Guide. Your customers will be able to order tokenized physical and virtual cards with the. Design your best-fit solution, allowing you to operate effectively within an on-demand economy, launch your fintech startup, supercharge your neobank, or create cards for the travel industry. Attract more customers and secure additional income. Wave Crest Holdings is one of the larger white-label debit card issuers in the world of cryptocurrency. With solid relationships with multiple issuing banks and highly efficient systems, we help our customers to create their own branded prepaid debit card reselling programs. These rewards or loyalty points can then be redeemed for discounts, merchandise, or other. This leaves you to focus on growing your business and customers. worldwide. Issue Bank Accounts & Wallets; White-Label Debit Cards; No Financial License Required; More Info. PAYMENTZ follows the global standard during card details storage and transmission to your bank. White-label solution for crypto businesses allows embedding fiat gateway in your product. Launch white-label VISA cards of any type. $2500 /month. Plus, earn revenue on every swipe! Hydrogen manages the processor, bank sponsor, card network, and 40+ other processes within our SaaS platform. Also known as a white-label credit card, it is a store-branded credit card you can use at a specific retailer. In this case, the issuing bank/payment processor will be marked on the face of the card. 200 Vesey Street MC 01-39-12 New York, NY USA 10285. To understand banking as a service better, let’s have a look at a couple of real-life applications. No More Than:White-label debit cards can be customized with your company’s branding and messaging, creating a personalized experience for your customers. Subscription fees: 30 days free, then $3. Cards typically show your lender’s name, but they may display a logo for a specific program instead. Crypto credit vs. As a result, many businesses are looking to incorporate crypto payment options into their offerings. Companies with a large number of employees, as well as modern gig platforms need reliable, fast, and most convenient payment tools to perform a variety of financial transactions. Digital banking core software platform featuring modularity, white-label apps, and API ecosystem. PURE is an off-the-shelf payment application from Thales that fully complies with the EMV™ standard. Issue cards through Connect. It streamlines processes, eliminating the need for manual tasks like expense reporting and payroll management. Mobile number verification, email address verification and mobile app are required to access all features. Each card can hold up to $25,000 in funds. Payment to Payout Reconciliation. A private-label credit card is a type of revolving credit plan managed by. In essence, a white label debit card is a card that is branded with the logo and other identifying features of the issuing company, but is actually issued by a third-party. And for parents, the app provides a real. EXPERT’S RATING. Card issuing platforms are software-based solutions that enable card issuers to create and manage various types of payment cards, including credit, debit, white label, and virtual cards. It works like a standard credit or debit card but doesn’t have a credit card network logo (Visa, Mastercard, etc. Good (3. This co. A white label merchant is essentially a company that offers another service to help facilitate transactions between two parties (customers and sellers). With solid relationships with multiple issuing banks and highly efficient systems, we help our customers to create their own branded prepaid debit card reselling programs. 2. Check out the latest trends driving the embedded finance industry. Salt announced a crypto. Comprehensive debit card processing. HOME (current) WEBINAR;. Payoneer. White label credit cards offer numerous benefits for customers, including the ability to earn rewards or loyalty points for making purchases from the specific retailer or business with which the card is branded. We work with financial institutions, corporations and SMB’s from around the world, developing customized turnkey programs and providing our clients with a true. Cryptocurrency, by its very nature, is decentralized — meaning a central authority. Call us at 800-526-9127 or email fintech@republicebank. Solution: Innovative product. ). 01 - Less ink, less waste. Collaborate with sponsor banks to create yield-bearing products that meet the requirements of your customers. 2% for debit cards. While this might seem small, it is still twice the volume of Discover cards. When customers see your logo every time they use their debit card, it reinforces the connection they have with your. Flexible ways to earn revenue! White Label Partners are able to mark up some prices and others, you receive commission from Novae or our partners. White label debit card programs are partnerships between non-bank entities and financial institutions or payment processors that allow non-bank organizations to offer branded debit cards to their customers. BaaS as it was meant to be. Your way. These companies often specialize in providing a specific type of transaction solution such as processing credit cards, gift cards, bitcoin, etc. . Online customer support, statistical data analysis, risk control, and more — all features available on a single platform in real time! White-label card programs, branded payment cards, company mobile app and personalized. Designed to enable a wide range of modern payment solutions, the DECTA API offers precise control and full ownership of your white label card program. Convenience checks. c) The log of retained cards should be readily available for SBP inspection. Merchants must deposit into a single Chase bank account to be eligible. A white label payment gateway is a payment processing service that allows businesses to accept online payments from customers using various payment methods such as credit and debit cards, digital wallets, and mobile payments. Virtual. White-Label Card is a store-brand card issued by your brand with your company logo, design, and all necessary details. How Berkeley’s white-label prepaid debit card offers multiple benefits via a single API. Start your own online casino with the right tools. Debit cards . A crypto debit card is a revolutionary payment method, the use of which significantly simplifies the operation with digital assets when investing in cryptocurrencies. Create and issue cards instantly and get branded physical cards shipped in as little as three days. Thus, retailers or brands assign a third party. Your EBANQ online banking system can be online in 24-48 hours with your own logo and design theme. TODAY. If you’re looking to tap into this trend, creating a white-label crypto debit card can be your ticket to. Our customizable solution allows you to bring distinctive consumer value propositions to life in a way that builds your brand and business. 2. Striga is a global payments network starting in Europe. Get access to the multi-functional Wallester Business platform absolutely free. 05% + $0. Generate interchange revenue with processing services for consumer and business cards. Step 1 add your logo, change the colors and select the features you want to market with. What was the need to allow non-bank entities for. With Mastercard Gateway you can leverage: Bring your brand and customer relationship front and center with your own payment gateway solution, powered by Mastercard Gateway. The 2022 transaction value of Neobanks exceeded $3. Decta Limited offers accepting card payments with merchant account, merchant acquiring, service for credit card and payment processing, white-label card issuing and processing services to organizations. A white label payment gateway is a payment processing service that allows businesses to accept online payments from customers using various payment methods such as credit and debit cards, digital wallets, and mobile payments. Looking for an issuing bank? Look no further. Get ahead of the competition on Open Banking and offer brand new account-based payments that can be requested and received online, on mobile or by QR code. Simply provide your ramp information and our team can begin the integration process immediately. The PayPal debit card, for example, has the business logo on the front of it and a gray background. Experience the convenience of seamless transactions, whether shopping online, dining out, or traveling. WHITE LABEL CARDS THE ULTIMATE LUXURY BRANDING. When you issue white label debit cards to your business, you can generate a variety of revenue streams. Many choose to live and do business away from their nation of origin. HCE wallets for Private Labels. The consumer and business applications are powered by Striga. Key Opinion Leaders (KOLs) to grow your card program, by offering them attractive earnings. Kiple is a VISA Principle Card Issuer in Malaysia offering white label service for prepaid card issuing. One such breakthrough is…Wallester’s white-label card solution comprises an entire ecosystem. 1. In today’s rapidly evolving financial landscape, the emergence of white-label crypto debit cards represents a significant leap forward. These cards offer a unique blend of traditional financial…PQ Portal White-labeled payout and debit card hosted solution. Virtual or physical cards linked to account; Get your own branded card program. “W e care a lot about downside risk and we care a lot about high liquidity. Seamless integration with. Contact us to learn more about Payments / Card Issuing / Crypto / Global Banking. Cloud. White-label card issuer with global payment gateway and processing solutions for prepaid and debit cards. Same-Day Deposits are available to merchants on integrated software platforms with a 5:00 pm PT cut-off time for payments processed on WePay. 21 - $0. White label core banking 2022. Let's talk more about them. However, they have a lot of advantages. Credocard co-branded cards are used in more than 30 million locations globally. Use these cards for your business needs, highlighting your brand’s identity. Talk to us to find out more about embedded finance or our other white-label solutions. Designing your best-fit solution, you can do business in an open-market economy, start stable fintech operation, or launch a card for travel and entertainment industry. Giving more information, the Minister state that Consumer Education and Protection Department of RBI has informed that 98 complaints have been received against WLAs from April 01, 2022 to June 30, 2023. White label debit card issuing has become increasingly popular in recent years as more and more businesses seek to offer payment services to their customers. Posted: March 10, 2023. The White Label cryptocurrency wallet streamlines customer experience by offering storage, trading, and exchanging of multiple cryptocurrencies, ensuring secure transactions. White label debit cards can prevent payment card fraud by using various security features such as virtual cards, which can be generated on-demand and canceled or replaced in case of loss or theft. We then produce your payment cards and deliver them to the address of your choice. End-to-end personalized credit, debit or prepaid cards for your specific business needs. The set of virtual debit card app’s functions also contain the possibility to use different financial instruments (for e-money, cryptocurrency, etc. Schedule a call with ProductFy's team to learn more about credit builder cards, white label debit cards, and how you can launch your own white label banking products. Many come with debit cards, and parents can fund by transferring money from an existing bank account. Their built-in crypto wallet solution supports major fiat assets and cryptocurrencies, allowing for seamless conversion and instant purchase of various digital assets. It’s an extremely valuable service for any business that wants to build their online customer base. Crypto debit cards are similar to ordinary debit cards, and most operate on one of the major card networks (Visa, Mastercard, etc. In the dynamic world of Small and Medium-sized Enterprises (SMEs), every decision can make or break your business. White-label cards are easy to get, and, in some cases, their functionality is quite similar to regular debit cards. Contact sales. The most flexible card in the world. Credocard co-branded cards are used in more than 30 million locations globally. These ATMs accept all domestic debit cards and offer the first. This card comes as a great combination of good manners and advertising purposes, due to the fact that you can place your logo on such a card. PayPal Prepaid MasterCard. With the advent of cryptocurrencies, a new era of financial transactions has…Introducing Blockchain Bank Visa and MasterCard’s – White Label Banking & Card Issuing Program Co mpetition among various financial institutions is at its peak; hence the trend of white-label online banking and debit card issuance has been on the rise lately as more businesses are eager to extend payment services to their valued customers. When to create aPrepaid Card Program. No further payments or overdrafts are possible once you spend everything up until you top up your card. Our White-Label App is a fully turnkey solution for companies that want to get to market faster, without relying on additional engineering resources. 150+. Let’s take a look at some of them. See how CorServ’s platform features can be leveraged with these card. WATCH VIDEO. Affiliation of credit cards/debit cards/prepaid cards issued by banks and co-branded credit cards issued by non-banking financial companies (NBFCs) or any other entity approved by the Reserve Bank of India. In the ever-evolving sphere of digital finance, crypto debit cards are carving a significant niche. Marqeta is the world's first modern card issuing platform. Compare the best White Label Payment Gateways in Australia of 2023 for your business. Real debit cards. You can start super simple and just order one card for each family member. A white label payroll card works in a similar way to a white label pre-paid card, but employers simply load a worker’s wages or salary on to the card before it’s given to the worker. And if you have a balance on your PayPal debit card, your balances are actually maintained at the Bancorp Bank, one of the largest issuers of white-label debit cards in the US, also FDIC insured. It has ID encryption so that all purchases can be tracked, and. *When consolidating purchase volume processed through Marqeta’s platform in 2019. ).